cancel
Showing results for 
Search instead for 
Did you mean: 

Why why why...AMEX Teasing Me with a Zync Pre-Approval While I Garden

Super Contributor

Why why why...AMEX Teasing Me with a Zync Pre-Approval While I Garden

Should I add this card to my portfolio?  I already have the Blue Cash.  I've been waiting for the pre-approval for zync to appear.  Will this not hurt my AAoA since I can get them to backdate it?

Message 1 of 23
22 REPLIES
Super Contributor

Re: Why why why...AMEX Teasing Me with a Zync Pre-Approval While I Garden

Zync comes with an annual fee so I won't be apping.

Message 2 of 23
Super Contributor

Re: Why why why...AMEX Teasing Me with a Zync Pre-Approval While I Garden

If you already have another Amex card then dont bother with zync. They probably give you $200-$250 CL and charge you $25 AF and then more money for add on packs.

Message 3 of 23
Frequent Contributor

Re: Why why why...AMEX Teasing Me with a Zync Pre-Approval While I Garden

When did the zync get a credit line?


Starting Score: 744
Current Score: 744
Goal Score: 800


Take the FICO Fitness Challenge
Message 4 of 23
Super Contributor

Re: Why why why...AMEX Teasing Me with a Zync Pre-Approval While I Garden

 


concorduser wrote:

If you already have another Amex card then dont bother with zync. They probably give you $200-$250 CL and charge you $25 AF and then more money for add on packs.


Thanks for the info.  I see AMEX trying to pull a fast one on me. 

 

Message 5 of 23
Super Contributor

Re: Why why why...AMEX Teasing Me with a Zync Pre-Approval While I Garden

 


crosbyk1 wrote:

When did the zync get a credit line?


Zync is a charge card.  You pay in full monthly and it has no credit limit. 

 

Message 6 of 23
Super Contributor

Re: Why why why...AMEX Teasing Me with a Zync Pre-Approval While I Garden

BTW I'm pre approved for the Green Card too.

Message 7 of 23
Frequent Contributor

Re: Why why why...AMEX Teasing Me with a Zync Pre-Approval While I Garden

I have one that I downgraded to from gold. concorduser said you will have a 250 limit.


Starting Score: 744
Current Score: 744
Goal Score: 800


Take the FICO Fitness Challenge
Message 8 of 23
Super Contributor

Re: Why why why...AMEX Teasing Me with a Zync Pre-Approval While I Garden

 


crosbyk1 wrote:

I have one that I downgraded to from gold. concorduser said you will have a 250 limit.


I'm going to keep my word and maintain and be thankful for the cards that I already have.  I have more available credit then I'll ever use. 

 

Message 9 of 23
Super Contributor

Re: Why why why...AMEX Teasing Me with a Zync Pre-Approval While I Garden

 


crosbyk1 wrote:

I have one that I downgraded to from gold. concorduser said you will have a 250 limit.


 

Lately Amex is approving sync card with hard limits. Search this forum you'll see posts on it. Also my daughter got approved for the card and they put a hard limit of $250 on the card.
Message 10 of 23