07-15-2007 03:25 PM
07-15-2007 03:31 PM
07-15-2007 03:42 PM
07-15-2007 03:47 PM
07-15-2007 07:08 PM
07-15-2007 07:20 PM
Now this is what I call smart and you really got yourself some very nice cards.
FICO_Focused wrote:So my wife and I have been on an app spree that has lasted almost two full months and we netted some pretty good results. There were tons of INQs we have both suffered through, but in time it will all be OK. We just recently got $5k CCCU, $10K Amex Blue, $3k Amex Delta, $1k Amex Delta, $3k Hooters, $1750 Juniper USAirways and since November Capital One, First Premiere, Orchard, BofA 99/500, Kay Jewelers, Bestbuy Mastercard, Macy's, American Eagle Outfitters, Dell, Gateway... I think I listed them all here.ANYWAYS, we paid all but 3 to $0 on Saturday and CUT THEM ALL TO PIECES!!!All but the Blue Cash, CCCU and Juniper... These have a combined balance of ~ $2500We are going to put away our app pen for now and wait for 6 months or so, and see what happens. Should be a great net effect!Rob
07-15-2007 11:48 PM
07-15-2007 11:51 PM
onmyway3161 wrote:Why would you cut them up? Shouldn't you have kept them to build good TL's? I think I would have kept them even if I were not going to use them just for the TL's.
07-17-2007 09:21 PM
07-18-2007 09:36 AM
Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.† Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
* For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While myFICO always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.