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Will AMEX cause a problem with charging honeymoon?

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K-in-Boston
Credit Mentor

Re: Will AMEX cause a problem with charging honeymoon?


@wasCB14 wrote:

I have not added any AUs to any of my Amex cards, so I can't speak from experience, but I have heard that primary Amex cardholders can set special limits on AU cards.


Yes, this is true for all Amex cards.  Account Services, Card Management, Additional Cards and Custom Limits.

When you give someone an Additional Card, you can assign an individual custom limit and receive an Alert whenever the balance reaches a spending threshold determined by you. Custom limits on Additional Cards can be modified or removed at any time.

Message 11 of 16
wasCB14
Super Contributor

Re: Will AMEX cause a problem with charging honeymoon?

Let's say I app for a card on Jan 1.

 

Feb 1, I add an AU.

 

July 1, remove the AU.

 

Aug 1, I add a different person as AU.

 

If it was on Prestige, would I pay $50 for having one AU, or $100 for having two people as AUs?

 

If on Platinum, would it be $175x1 for having 1-3 AUs? Or $175x2=$350 for having 1-3 AUs, then having 0 AUs, then having 1-3 AUs again?

Personal spend: Amex Gold, Amex Schwab Plat., BofA PR+CCR(x2), Costco
Business use: Amex Bus. Plat., BBP, Lowes Amex AU, CFU AU
Perks: Delta Plat., United Explorer, IHG49, Hyatt, "Old SPG"
Mostly SD: Freedom Flex, Freedom, Arrival
Upgrade/Downgrade games: ED, BCE
SUB chasing: AA Platinum Select
Message 12 of 16
Anonymous
Not applicable

Re: Will AMEX cause a problem with charging honeymoon?

Might not like my opinion but you shouldn't charge his honeymoon expenses on your card. I know your his best man and want to do a nice gesture, but this is a common situation how people run into credit/debt problems. Things happen unable to pay and long term Friendships end....... if he had the credit required for his honeymoon or any other expense he wouldn't be in this position.
Message 13 of 16
Appleman
Valued Contributor

Re: Will AMEX cause a problem with charging honeymoon?

What kind of money are we talking about?

 

$ 2,000, $5,000 or more? Just being nosy.

 

I am a little worried when a marriage is starting by borrowing money.

Message 14 of 16
Anonymous
Not applicable

Re: Will AMEX cause a problem with charging honeymoon?


@wasCB14 wrote:

Let's say I app for a card on Jan 1.

 

Feb 1, I add an AU.

 

July 1, remove the AU.

 

Aug 1, I add a different person as AU.

 

If it was on Prestige, would I pay $50 for having one AU, or $100 for having two people as AUs?

 

If on Platinum, would it be $175x1 for having 1-3 AUs? Or $175x2=$350 for having 1-3 AUs, then having 0 AUs, then having 1-3 AUs again?


Great question, and I'm interested to hear if anyone has done this.

 

For Platinum, you could just get Gold AU cards at no cost for this situation.

Message 15 of 16
Anonymous
Not applicable

Re: Will AMEX cause a problem with charging honeymoon?

All very good points. I certainly appreciate the feedback! It would be closer to $3k but it doesnt look like I'll have to do it.

Message 16 of 16
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