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@AverageJoesCredit wrote:
Remember GHS, if you do apply and get a low sl dont sweat it, you are just going to set up the foundation for your future relationship with Boa. Itll grow . Being that you're in college, you should have a good job in the near future so if you get a card now , in a couple years youll have the history and the better income to get your big cli's
That's the goal As always, thank you for the kind words AJC
Does anybody know if UW is different for branch vs. online?
They gave me $1,100 on my BBR when my Ex was 722. My history was like 7 months.
@noobody wrote:
BoA declined my cli request with 780CL for lack of usage.
They gave me 150 credit for NOT using their card for Several month last year.
5k SL from 2006, still 5000 today.
Most people here have better luck with BOA than me.
When was the last time you swiped it or had a balance transfer on it? I suppose if it hasn't been used at all, there's no reason in their eyes to give you more. With the exception of my new Cash Rewards card, none of my BOA cards have seen a swipe or haven't seen a swipe in at least a decade - but they keep handing me more credit when I do BTs.