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Will BofA report??

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Creditplz
Valued Contributor

Will BofA report??

Hey everybody! Moving my app spree from early April to middle of march,

Today I went into BofA and paid my balance with cash $910.15, I paid the $910 but not the $0.15 will BofA report the balance as 1?. I'm trying to maximize Fico by only letting 1 account report 10%.... should I go on my way home and pay $1?.
Message 1 of 4
3 REPLIES 3
kdm31091
Super Contributor

Re: Will BofA report??

They will almost certainly report it as 0
Message 2 of 4
Discover2016
Valued Contributor

Re: Will BofA report??

I can confirm that they will report as $0, I had some trailing interest of 67 cents and that was reported as 0.

Gardening until September 2025
Next app: Mortgage in September 2025
Message 3 of 4
Creditplz
Valued Contributor

Re: Will BofA report??

Perfect! Looks like I'm golden! Just have to wait for Discover to update on the 10th Smiley Happy!
Message 4 of 4
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