@vtskier wrote:For one day, July 9th I believe I was told, there was an option to merge cards (provided the card to merge had a $0 bal. when I paid off the card this week and went searching for the link and couldn't find it, I called and was told that it "was a disaster" so they have removed the option until all glitches get hammered out. I wasn't given a time frame or even a guarentee that the feature would return; but know this: it's something they are working on. Perhaps if more people would like to merge accts contacted cap one they would realize it's a good business model and be more motivated to work on the problem(s).
Yep, we had it for one glorious day. But just like Keyser Söze, "then 'poof'... just like that, [it] was gone". 
Hopefully in a few days once the glitches are worked out they'll restore it. Like vtskier said, for the folks that were able to (try to) take advantage of it, for a few of them it didn't go very well. Several of them report having the donor card closed, but the credit line not being added to the remaining card, which required manual intervention by Capital One. I suspect once they put the feature back online it'll work well (and be very popular...).
@UncleB wrote:
@vtskier wrote:For one day, July 9th I believe I was told, there was an option to merge cards (provided the card to merge had a $0 bal. when I paid off the card this week and went searching for the link and couldn't find it, I called and was told that it "was a disaster" so they have removed the option until all glitches get hammered out. I wasn't given a time frame or even a guarentee that the feature would return; but know this: it's something they are working on. Perhaps if more people would like to merge accts contacted cap one they would realize it's a good business model and be more motivated to work on the problem(s).
Yep, we had it for one glorious day. But just like Keyser Söze, "then 'poof'... just like that, [it] was gone".
Hopefully in a few days once the glitches are worked out they'll restore it. Like vtskier said, for the folks that were able to (try to) take advantage of it, for a few of them it didn't go very well. Several of them report having the donor card closed, but the credit line not being added to the remaining card, which required manual intervention by Capital One. I suspect once they put the feature back online it'll work well (and be very popular...).
A few people went way too far in taking advantage of it, besides the fact that nobody seemed to be patient and quite literally flooded the feature the second it was available. We need to take it easy when it comes back online. And those who applied for 3 new cards with them to merge down the line were, IMO asking for trouble but they'll find out sooner or later.
@kdm31091 wrote:
@UncleB wrote:
@vtskier wrote:For one day, July 9th I believe I was told, there was an option to merge cards (provided the card to merge had a $0 bal. when I paid off the card this week and went searching for the link and couldn't find it, I called and was told that it "was a disaster" so they have removed the option until all glitches get hammered out. I wasn't given a time frame or even a guarentee that the feature would return; but know this: it's something they are working on. Perhaps if more people would like to merge accts contacted cap one they would realize it's a good business model and be more motivated to work on the problem(s).
Yep, we had it for one glorious day. But just like Keyser Söze, "then 'poof'... just like that, [it] was gone".
Hopefully in a few days once the glitches are worked out they'll restore it. Like vtskier said, for the folks that were able to (try to) take advantage of it, for a few of them it didn't go very well. Several of them report having the donor card closed, but the credit line not being added to the remaining card, which required manual intervention by Capital One. I suspect once they put the feature back online it'll work well (and be very popular...).
A few people went way too far in taking advantage of it, besides the fact that nobody seemed to be patient and quite literally flooded the feature the second it was available. We need to take it easy when it comes back online. And those who applied for 3 new cards with them to merge down the line were, IMO asking for trouble but they'll find out sooner or later.
I agree with this. It'll be interesting to see how it ends up for the people that applied for a bunch of Cap one cards that night. I would personally like to see it come back so I can acquire my first ever 5 digit card.
Personal:
@Broke_Triathlete wrote:
@kdm31091 wrote:
@UncleB wrote:
@vtskier wrote:For one day, July 9th I believe I was told, there was an option to merge cards (provided the card to merge had a $0 bal. when I paid off the card this week and went searching for the link and couldn't find it, I called and was told that it "was a disaster" so they have removed the option until all glitches get hammered out. I wasn't given a time frame or even a guarentee that the feature would return; but know this: it's something they are working on. Perhaps if more people would like to merge accts contacted cap one they would realize it's a good business model and be more motivated to work on the problem(s).
Yep, we had it for one glorious day. But just like Keyser Söze, "then 'poof'... just like that, [it] was gone".
Hopefully in a few days once the glitches are worked out they'll restore it. Like vtskier said, for the folks that were able to (try to) take advantage of it, for a few of them it didn't go very well. Several of them report having the donor card closed, but the credit line not being added to the remaining card, which required manual intervention by Capital One. I suspect once they put the feature back online it'll work well (and be very popular...).
A few people went way too far in taking advantage of it, besides the fact that nobody seemed to be patient and quite literally flooded the feature the second it was available. We need to take it easy when it comes back online. And those who applied for 3 new cards with them to merge down the line were, IMO asking for trouble but they'll find out sooner or later.
I agree with this. It'll be interesting to see how it ends up for the people that applied for a bunch of Cap one cards that night. I would personally like to see it come back so I can acquire my first ever 5 digit card.
Well, they have nearly a year before my newly apped Venture AF kicks in, so I'm not complaining.
And this makes me laugh out loud. How quaint the idea; MyFICOers being reserved in their response to a good deal 
There's been a few of these 
@UncleB wrote:
@vtskier wrote:For one day, July 9th I believe I was told, there was an option to merge cards (provided the card to merge had a $0 bal. when I paid off the card this week and went searching for the link and couldn't find it, I called and was told that it "was a disaster" so they have removed the option until all glitches get hammered out. I wasn't given a time frame or even a guarentee that the feature would return; but know this: it's something they are working on. Perhaps if more people would like to merge accts contacted cap one they would realize it's a good business model and be more motivated to work on the problem(s).
Yep, we had it for one glorious day. But just like Keyser Söze, "then 'poof'... just like that, [it] was gone".
Hopefully in a few days once the glitches are worked out they'll restore it. Like vtskier said, for the folks that were able to (try to) take advantage of it, for a few of them it didn't go very well. Several of them report having the donor card closed, but the credit line not being added to the remaining card, which required manual intervention by Capital One. I suspect once they put the feature back online it'll work well (and be very popular...).
I guess I should sign-in more often! My oldest card is a Capital One Secured MasterCard with a $29 annual fee. The annual fee just hit and I'm thinking about finally closing it as I haven't used it in years. Should I close it within the next week or should I wait for the merge cards option to reappear online?
Does anybody reasonably expect the merge cards option to reappear online? Thanks!
@WLRK11 wrote:
@UncleB wrote:
@vtskier wrote:For one day, July 9th I believe I was told, there was an option to merge cards (provided the card to merge had a $0 bal. when I paid off the card this week and went searching for the link and couldn't find it, I called and was told that it "was a disaster" so they have removed the option until all glitches get hammered out. I wasn't given a time frame or even a guarentee that the feature would return; but know this: it's something they are working on. Perhaps if more people would like to merge accts contacted cap one they would realize it's a good business model and be more motivated to work on the problem(s).
Yep, we had it for one glorious day. But just like Keyser Söze, "then 'poof'... just like that, [it] was gone".
Hopefully in a few days once the glitches are worked out they'll restore it. Like vtskier said, for the folks that were able to (try to) take advantage of it, for a few of them it didn't go very well. Several of them report having the donor card closed, but the credit line not being added to the remaining card, which required manual intervention by Capital One. I suspect once they put the feature back online it'll work well (and be very popular...).
I guess I should sign-in more often! My oldest card is a Capital One Secured MasterCard with a $29 annual fee. The annual fee just hit and I'm thinking about finally closing it as I haven't used it in years. Should I close it within the next week or should I wait for the merge cards option to reappear online?
Does anybody reasonably expect the merge cards option to reappear online? Thanks!
If you check the back of your statement, it gives the parameters for closing the account without being assessed the annual fee. I think you have 45 days from the end of the period covered by the statement on which it appears, or some lingo like that. Regardless of the specifics, you have some time. I'm actually in a similar situation, and I plan on giving it at least a few weeks to see what's going to happen.
Just my 2¢ 
Locking the thread and directing discussion to the large thread on this
http://ficoforums.myfico.com/t5/Credit-Cards/Capital-One-Credit-Line-Consolidation/td-p/4113430
