Thanks for all the help everyone. I'm giving Capital One a chance and made my payment today. Just hoping for no hold! If everything goes well, I'll be even more grateful I chose Capital One. My secured card from Open Sky (capital bank) ALWAYS holds my payments from 5-7 business days. I'm so tired of it!!!
Starting Fico 8 Score: 571 EQ - 574 EX 605 TU Current Fico 8: 695 EQ 677 EX 709 TU