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Member
Posts: 15
Registered: ‎12-23-2011
0

Will Chase pull my report again if I apply for another card?

[ Edited ]

So I just applied for a Chase Sapphire card and got approved with a 5k limit.  Since they pulled my credit report already, I know that sometimes with some banks you can use that one inquiry to apply for multiple cards?  So my question basically is, if i apply for...a Chase freedom, will they hard pull AGAIN?  Or will they just use my old credit report they pulled?

 

Also...as soon as i activated my card and went online to register...my card was billed for $204 from verizon!?!??! wtfffff.  I'm going to call in tomorrow about that.  Crazy.

EX FICO - 714 - 8/20/12
TU FICO - 704 - 12/16/12

Chase Sapphire 5000 | Citi Dividend 4300 | Discover More 1000 | CapitalOne Journey 750 | BoA Cash Rewards 700 CL
Contributor
Posts: 211
Registered: ‎07-02-2012
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Re: Will Chase pull my report again if I apply for another card?

Yes, it will be another hard pull. I beleive only amex consider multiple apps with single hard inquery.

Walmart TU-724 on 12-2012
EX-707 on 08-2012
EQ-668on 08-2012
_________________________________
Wallet - Discover 1500 | Chase Freedom 1500 | OldNavy Visa 2750 | Walmart 2000 | Amex BCE 6000 | BoA Visa Sig 5000 | Chase Marriott 5000 | Amex Hhonor 2000 | CSP 5000
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Established Contributor
Posts: 657
Registered: ‎06-27-2012
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Re: Will Chase pull my report again if I apply for another card?

Chase HP's everything, so yes.

 

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Moderator Emeritus
Posts: 11,111
Registered: ‎12-30-2011
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Re: Will Chase pull my report again if I apply for another card?


wealthcreator wrote:

Yes, it will be another hard pull. I beleive only amex consider multiple apps with single hard inquery.


There are some other lenders which do the same, but almost certainly not Chase.  I've heard a few times of it's happening with Chase, but usually we're talking one after the other rather than a span of days or weeks in this case to activate the card. Statistically, especially in this case but most others too, you have only slightly better chance of not receiving multiple inquiries for multiple products, than you do of actually winning the lottery.

 

 

Starting Score: EQ 561, TU 567, EX 599* (12/30/11, EX lender pull 12/29/11)
Current Score: EQ 04 700, TU 04 731, EX 98 725 (05/24/15)
Goal Score: 700 on EQ 04 (01/01/16)


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