I apped for this card on a whim, got the 7 to 10 day message. I assumed I was declined, today the card shows up in the mail. I don't want it anymore. Will it affect my credit if I close it right away or can citi convert it to another type of card?
Edit: By the way they approved me for a credit limit of $651, what is with the $1
I think you'll need to ask Citi directly on this; however, I would suspect they won't though I could easily be wrong.
Store cards are typically different than co-branded cards and PCing between them generally isn't possible is my understanding of it from the majority of lenders.
Starting Score: EQ 561, TU 567, EX 599* (12/30/11, EX lender pull 12/29/11)Current Score: EQ 660, Wally TU 697, EX unknown (05/13/13)
Goal Score: 680 in all three (01/01/14)
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