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Will Citi convert a Staples credit card?

Established Contributor

Will Citi convert a Staples credit card?

I apped for this card on a whim, got the 7 to 10 day message. I assumed I was declined, today the card shows up in the mail. I don't want it anymore. Will it affect my credit if I close it right away or can citi convert it to another type of card?

 

Edit: By the way they approved me for a credit limit of $651, what is with the $1

Amex BCE $10,000 | BofA Power Rewards WMC $10,000 | Discover It $10,000 | ICBC Preferred Gold UnionPay $8,000 | Local CU Visa $3,500
Message 1 of 9
8 REPLIES
Established Contributor

Re: Will Citi convert a Staples credit card?

anybody?

Amex BCE $10,000 | BofA Power Rewards WMC $10,000 | Discover It $10,000 | ICBC Preferred Gold UnionPay $8,000 | Local CU Visa $3,500
Message 2 of 9
Senior Contributor

Re: Will Citi convert a Staples credit card?

GOOD QUESTION BUT DO YOU MEAN LIKE IF YOU CAN DO A PRODUCT CHANGE TO ANOTHER CITI CARD?????

Banking with CBofTV, and HSBC.
First Premier CC $500, Discover IT Secured $200, Neiman Marcus $1,500
Chapter 7 BK Discharged on 7/11/16
Equifax, Experian, Transunion, and ChexSystem are FROZEN.
Gardening Since 12/01/2017
Message 3 of 9
Moderator

Re: Will Citi convert a Staples credit card?

I think you'll need to ask Citi directly on this; however, I would suspect they won't though I could easily be wrong.

 

Store cards are typically different than co-branded cards and PCing between them generally isn't possible is my understanding of it from the majority of lenders.

Starting Score: EQ 5 561, TU 98 567, EX 2 599 (12/30/11)
Current Score: EQ 5 771, TU 4 758, EX 2 758, EQ 8 795, TU 8 762, EX 8 786 (7/28/17)
Goal Score:    EQ 5 750, TU 4 750, EX 2 750, EQ 8 800, TU 8 Blah, EX 8 800 (01/01/18)


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Message 4 of 9
New Contributor

Re: Will Citi convert a Staples credit card?

Doesn't hurt to call and try.

Message 5 of 9
Highlighted
Valued Contributor

Re: Will Citi convert a Staples credit card?

FYI, you get free shipping on ALL phone/online orders when paying with a Staples credit card.
Message 6 of 9
Valued Contributor

Re: Will Citi convert a Staples credit card?

Have no idea at all about the $1...but if you've already received the card, don't close it.  Keep it.  Maybe use it a few times, and pay it off in full each and every month, on time.

 

Citi backs a large number of store cards, and in my experience, a good record on an existing store card gives you an automatic pass to acquire others.

 

They will not convert your Staples card to another card.

 

Good luck with everything!

Message 7 of 9
Established Contributor

Re: Will Citi convert a Staples credit card?


kevinjjc wrote:
FYI, you get free shipping on ALL phone/online orders when paying with a Staples credit card.

I'm an associate so I get the free shipping anyways lol.

Amex BCE $10,000 | BofA Power Rewards WMC $10,000 | Discover It $10,000 | ICBC Preferred Gold UnionPay $8,000 | Local CU Visa $3,500
Message 8 of 9
Valued Contributor

Re: Will Citi convert a Staples credit card?

Sorry!  I tried to answer your original question.

 

Mea culpa.

Message 9 of 9