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Frequent Contributor
Posts: 421
Registered: ‎12-07-2012
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Will Citi convert a Staples credit card?

[ Edited ]

I apped for this card on a whim, got the 7 to 10 day message. I assumed I was declined, today the card shows up in the mail. I don't want it anymore. Will it affect my credit if I close it right away or can citi convert it to another type of card?

 

Edit: By the way they approved me for a credit limit of $651, what is with the $1

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Frequent Contributor
Posts: 421
Registered: ‎12-07-2012
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Re: Will Citi convert a Staples credit card?

anybody?

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Senior Contributor
Posts: 3,841
Registered: ‎10-02-2012
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Re: Will Citi convert a Staples credit card?

GOOD QUESTION BUT DO YOU MEAN LIKE IF YOU CAN DO A PRODUCT CHANGE TO ANOTHER CITI CARD?????

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Moderator Emeritus
Posts: 10,860
Registered: ‎12-30-2011
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Re: Will Citi convert a Staples credit card?

I think you'll need to ask Citi directly on this; however, I would suspect they won't though I could easily be wrong.

 

Store cards are typically different than co-branded cards and PCing between them generally isn't possible is my understanding of it from the majority of lenders.

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New Contributor
Posts: 54
Registered: ‎01-30-2011
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Re: Will Citi convert a Staples credit card?

Doesn't hurt to call and try.

Valued Contributor
Posts: 1,384
Registered: ‎01-14-2009
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Re: Will Citi convert a Staples credit card?

FYI, you get free shipping on ALL phone/online orders when paying with a Staples credit card.
Valued Contributor
Posts: 2,708
Registered: ‎10-16-2008
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Re: Will Citi convert a Staples credit card?

Have no idea at all about the $1...but if you've already received the card, don't close it.  Keep it.  Maybe use it a few times, and pay it off in full each and every month, on time.

 

Citi backs a large number of store cards, and in my experience, a good record on an existing store card gives you an automatic pass to acquire others.

 

They will not convert your Staples card to another card.

 

Good luck with everything!

Frequent Contributor
Posts: 421
Registered: ‎12-07-2012
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Re: Will Citi convert a Staples credit card?


kevinjjc wrote:
FYI, you get free shipping on ALL phone/online orders when paying with a Staples credit card.

I'm an associate so I get the free shipping anyways lol.

Amex BCE $6,000 | BofA Power Rewards WMC $10,000 | Chase Freedom VS $10,000 | Chase Marriott Premier VS $5,000 | DCU $1,000 | Discover It $1,900 | Elan VS $9,000 | Local CU Visa $3,500 | PenFed Platinum Rewards VS $5,000 | SallieMae Rewards $8,000
Valued Contributor
Posts: 2,708
Registered: ‎10-16-2008
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Re: Will Citi convert a Staples credit card?

Sorry!  I tried to answer your original question.

 

Mea culpa.

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