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Will I Get Approved- Amex Platinum

Valued Contributor

Re: Will I Get Approved- Amex Platinum


Creditaddict wrote:

like I said I put a 95% or more approval on ANY Charge card once approved for any of the others... most seem to start at Zync and work up... I would start with what I really want and if not then apply down vs up!

I don't think this statement of mine holds true for getting approved a personal and then getting approved for a business charge.... but I think it's still pretty close.

 

Congrats on your Platinum... go sit in a lounge for me!


You were absolutly correct, one thing I did forget to mention in my reply, and that was the OP stated he just got the zync, I assumed the OP meant "just got the Zync" as in a few days ago, and how AmEx likes to see a little history with you before they will approve for another card.

 

However, either way, I was wrong, and honestly , I'm very glad in this case I was wrong.

 

I should have listened to you Creditaddict Smiley Very Happy 


Starting Score: 583
Current Score: 3-03-12-EQ-802 TU-806 EX-798 (EQ Beacon 9: 804 Lender Pull 3-08-12) All FICO's
Goal Score: 800+ across all three

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Message 11 of 14
Established Member

Re: Will I Get Approved- Amex Platinum

Also interesting is the fact they approved it with 23 inquiries on the report.

(I misread a post a while back and thought all inquiries within 2 weeks only count as one)
Message 12 of 14
Frequent Contributor

Re: Will I Get Approved- Amex Platinum


durdaninc wrote:
Also interesting is the fact they approved it with 23 inquiries on the report.

(I misread a post a while back and thought all inquiries within 2 weeks only count as one)

And I got denied with 11 inqs. Smiley Indifferent 

Message 13 of 14
Regular Contributor

Re: Will I Get Approved- Amex Platinum

Congrats on your approval!  I'll be traveling quite a bit next year and am thinking of apping for a Platinum if I get a targeted offer (crossing my fingers!)  I have an amex credit card that I pif every month, so I'm hoping I'd be approved.


Starting Score: 557 (2005)
Current Score: 803
Goal Score: 805


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Message 14 of 14