Very unlikely for a instant approval, but just might be able to get in with Chase recon, especially since those baddies are almost 7 years old.
What is you AAoA? And inquiries on Experian (Chase will pull EX)
What are the baddies for?
what about your utilization?
charge offs and paid collections
How many inquires on each of your CRs in past 12 months?
I think you would be approved with recon especially with that kind of income.
Take a stab at it! Let us know!