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I looked over my reports again, and I made a mistake with the inquiries. I have one from EX dating 7/11 and two from TU dating 6/11 and 11/11. Will this affect my chances? Should I wait to apply until towards the end of the year after all of them are gone? Should I apply for a charge card now(PRG), and then apply for the BCP later?
I wouldn't think that would be an issue. I just got approved for BCP, and I have 6 inquiries on my EX in just the last 6 months.
As a previous poster suggested, go to https://www.creditcards.com/cardmatch/ and enter in your information (minus SSN - it's not needed) to see if you get the $250 sign-up offer, and apply with that link. Can't argue with an extra $100!
What were your credentials/history at the time of application?
You can look at post 8 of this thread.
or for the much harder to find posts, click here:
Dude, apply if you haven't already. I'm confident you'll get approved. I'm 21 with a $20k income with my scores in the high 700s and I was just approved. Just to be sure you'll be approved, you should drop your util down a wee bit. Good luck!