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Valued Member
Posts: 41
Registered: ‎05-30-2009
0

Will I get an Alliant CC?

I joined alliant cu last year. Just opened a savings and checking account because my low scores, eq 597. Since then I have increased my score to 632. I just applied for $500 unsecured loan last month to start showing some positive payment history. Since it has not been 30 days since my credit pull, I was thinking about calling and asking to be considered for a CC. I searched the boards to find out the typical score needed for an alliant cc and it looks likes they approve with mid to high level 600s. So would I be crazy in asking for cc consideration just yet or should I hold tight and continue to work on my score?

 

Senior Contributor
Posts: 3,701
Registered: ‎01-10-2008
0

Re: Will I get an Alliant CC?

they apparently like to see at least 650 range for unsecured cc.

FICOS:
06/13 EX 765 (PSECU) EQ 771 (DCU) TU 779 (Barclays)
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Established Contributor
Posts: 832
Registered: ‎01-16-2008
0

Re: Will I get an Alliant CC?

As long as it doesn't cost you another hard pull, why not?


Starting Score: TU 737 EQ 721
Current Score: TU 741 EQ 741
Goal Score: TU 765 EQ 760


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