Credit Cards Center Credit cards from our partners
Valued Member
Posts: 41
Registered: ‎05-30-2009

Will I get an Alliant CC?

I joined alliant cu last year. Just opened a savings and checking account because my low scores, eq 597. Since then I have increased my score to 632. I just applied for $500 unsecured loan last month to start showing some positive payment history. Since it has not been 30 days since my credit pull, I was thinking about calling and asking to be considered for a CC. I searched the boards to find out the typical score needed for an alliant cc and it looks likes they approve with mid to high level 600s. So would I be crazy in asking for cc consideration just yet or should I hold tight and continue to work on my score?


Senior Contributor
Posts: 3,723
Registered: ‎01-10-2008

Re: Will I get an Alliant CC?

they apparently like to see at least 650 range for unsecured cc.

06/13: TU 779 (Barclays) EQ 771 (DCU) EX 765 (PSECU)
Established Contributor
Posts: 832
Registered: ‎01-16-2008

Re: Will I get an Alliant CC?

As long as it doesn't cost you another hard pull, why not?

Starting Score: TU 737 EQ 721
Current Score: TU 741 EQ 741
Goal Score: TU 765 EQ 760

Take the FICO Fitness Challenge
Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on actual applicant approvals and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.