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Will I get an Alliant CC?

Valued Member

Will I get an Alliant CC?

I joined alliant cu last year. Just opened a savings and checking account because my low scores, eq 597. Since then I have increased my score to 632. I just applied for $500 unsecured loan last month to start showing some positive payment history. Since it has not been 30 days since my credit pull, I was thinking about calling and asking to be considered for a CC. I searched the boards to find out the typical score needed for an alliant cc and it looks likes they approve with mid to high level 600s. So would I be crazy in asking for cc consideration just yet or should I hold tight and continue to work on my score?

 

2 REPLIES
Senior Contributor

Re: Will I get an Alliant CC?

they apparently like to see at least 650 range for unsecured cc.

DCU EQ 5.0, Citi EQ 08 Bankcard, PenFed EX NG2
EX 08: AFCU, Amex, Chase, PSECU EX 98(?)
TU 08: Barclays, Discover
Established Contributor

Re: Will I get an Alliant CC?

As long as it doesn't cost you another hard pull, why not?


Starting Score: TU 737 EQ 721
Current Score: TU 741 EQ 741
Goal Score: TU 765 EQ 760


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