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Will I get approve for a Amex card

New Member

Re: Will I get approve for a Amex card

Ok when I applied it told me to call in for a decision.....
Than I seen how shaddix checked the status of the application..
So I went and check the status of my application and it said I was APPROVE! And I should recive my card whitin 7-10 days

But do I still need to call in??

Did this ever happen befor??

I think I'm not gonna call them anymore since I was already approved
Message 31 of 46
Valued Contributor

Re: Will I get approve for a Amex card

Congrats ChinoMix!

You probably don't need to call anymore

Starting Score: EQ 681 5/2011, EX 656 6/2011 (PSECU), TU98 642 6/2011
Current Score: EQ 741 12/2011, EX 730 08/15 (PSECU), TU08 710 08/15
Goal Score: 725+ across the board


Take the FICO Fitness Challenge

Message 32 of 46
Established Contributor

Re: Will I get approve for a Amex card

Congrats ChinoMix! which card did you apply for?


Starting Score (08/11/11): TU08: 643
Current Score: TU08: 741
Goal Score: Stay in the 700s; keep reports clean


Take the FICO Fitness Challenge
Message 33 of 46
New Member

Re: Will I get approve for a Amex card

Green Card. I am very excited iv reach my Goal with cards....


And just for everyone to know Ill be 20 on jan 31st, I have a total credit line of $6300 between two cards & 2nd auto loan 1st one was $21k traded after 12months 2nd auto loan $41k hade for about 6 months. Never late on anything. I pay off my balances in full every month. I do not carry a balance.

I have a annual income of 95k


Hope that would help some one.
Message 34 of 46
Established Contributor

Re: Will I get approve for a Amex card

Congrats!!

SevenNEW, Garden Nerd - In the Garden until 2015!
4.2K 10K 24.6K
Message 35 of 46
Valued Contributor

Re: Will I get approve for a Amex card

You're doing well ChinoMix, keep it up!

Starting Score: EQ 681 5/2011, EX 656 6/2011 (PSECU), TU98 642 6/2011
Current Score: EQ 741 12/2011, EX 730 08/15 (PSECU), TU08 710 08/15
Goal Score: 725+ across the board


Take the FICO Fitness Challenge

Message 36 of 46
Mega Contributor

Re: Will I get approve for a Amex card


ChinoMix wrote:
Ok when I applied it told me to call in for a decision.....
Than I seen how shaddix checked the status of the application..
So I went and check the status of my application and it said I was APPROVE! And I should recive my card whitin 7-10 days

But do I still need to call in??

Did this ever happen befor??

I think I'm not gonna call them anymore since I was already approved

Congrats!!!




EQ FICO 548 3/3/16
Message 37 of 46
Regular Contributor

Re: Will I get approve for a Amex card

wow! so you finally got approved on the 31st day after your first denial. You have provided the proof of what i've been hearing in the forums, if you are denied to wait 31 and reapply its possible to get approved...i can't wait til 01-15-13 to reapply! thanks 


shaddix wrote:

Here's my approval, should give you some confidence! :

 


 


Last App Oct 2013...applied and received Amex PRG and Blue Sky!
FICO -Walmart = 779
Credit Karma = 781
EX-766, EQ 772, TU-759
Goal: 800
Message 38 of 46
Valued Contributor

Re: Will I get approve for a Amex card

I don't think the lesson to learn here is that you will definitely be approved 31 days later. Rather, the lesson is that anything is possible if you are determined and very lucky. 

 


In My Wallet: Amex BCP (12/12) $50,000, Chase Freedom (12/12) $16,500, Cap1 Quicksilver (6/12) $14,000, Barclaycard Rewards (5/13) $10,500, Citi Prestige (4/16) $30,000

Last App: June 27, 2015
Message 39 of 46
Valued Contributor

Re: Will I get approve for a Amex card

old thread but....

 

I would take away from that screen shot....

 

Time is your best friend in the credit world. Baddies go away and limited history builds. So if you can't get approved just give it some time and keep gardening. Someday you will be where you want to be.

Too many INQs & low AAoA so I'm off to tend the Garden.     Age:23    


     $17k       $8.5K          Closed          $19k      $6.5k        $24.2k        Closed         $5k       Closed     $8.5k        Closed      @2.49%
Message 40 of 46