Reply
New Member
ChinoMix
Posts: 10
Registered: ‎12-24-2011
0

Re: Will I get approve for a Amex card

Ok when I applied it told me to call in for a decision.....
Than I seen how shaddix checked the status of the application..
So I went and check the status of my application and it said I was APPROVE! And I should recive my card whitin 7-10 days

But do I still need to call in??

Did this ever happen befor??

I think I'm not gonna call them anymore since I was already approved
Community Leader
Valued Contributor
-Cain-
Posts: 1,283
Registered: ‎04-06-2011
0

Re: Will I get approve for a Amex card

Congrats ChinoMix!

You probably don't need to call anymore

Starting Score: EQ 681 5/2011, EX 656 6/2011 (PSECU), TU98 642 6/2011
Current Score: EQ 741 12/2011, EX 734 11/2012 (PSECU), TU98 695 9/2012
Goal Score: 725+ across the board


Take the FICO Fitness Challenge

Established Contributor
Guava
Posts: 767
Registered: ‎04-08-2011
0

Re: Will I get approve for a Amex card

Congrats ChinoMix! which card did you apply for?


Starting Score (08/11/11): TU08: 643
Current Score: TU08: 741
Goal Score: Stay in the 700s; keep reports clean


Take the FICO Fitness Challenge
New Member
ChinoMix
Posts: 10
Registered: ‎12-24-2011
0

Re: Will I get approve for a Amex card

Green Card. I am very excited iv reach my Goal with cards....


And just for everyone to know Ill be 20 on jan 31st, I have a total credit line of $6300 between two cards & 2nd auto loan 1st one was $21k traded after 12months 2nd auto loan $41k hade for about 6 months. Never late on anything. I pay off my balances in full every month. I do not carry a balance.

I have a annual income of 95k


Hope that would help some one.
Established Contributor
SevenNEW
Posts: 522
Registered: ‎08-24-2011
0

Re: Will I get approve for a Amex card

Congrats!!

SevenNEW, Garden Nerd - In the Garden until 2015!
4.2K 10K 24.6K
Community Leader
Valued Contributor
-Cain-
Posts: 1,283
Registered: ‎04-06-2011
0

Re: Will I get approve for a Amex card

You're doing well ChinoMix, keep it up!

Starting Score: EQ 681 5/2011, EX 656 6/2011 (PSECU), TU98 642 6/2011
Current Score: EQ 741 12/2011, EX 734 11/2012 (PSECU), TU98 695 9/2012
Goal Score: 725+ across the board


Take the FICO Fitness Challenge

Mega Contributor
LS2982
Posts: 15,434
Registered: ‎04-09-2011
0

Re: Will I get approve for a Amex card


ChinoMix wrote:
Ok when I applied it told me to call in for a decision.....
Than I seen how shaddix checked the status of the application..
So I went and check the status of my application and it said I was APPROVE! And I should recive my card whitin 7-10 days

But do I still need to call in??

Did this ever happen befor??

I think I'm not gonna call them anymore since I was already approved

Congrats!!!




Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014
Regular Contributor
creditballer
Posts: 158
Registered: ‎08-28-2007
0

Re: Will I get approve for a Amex card

[ Edited ]

wow! so you finally got approved on the 31st day after your first denial. You have provided the proof of what i've been hearing in the forums, if you are denied to wait 31 and reapply its possible to get approved...i can't wait til 01-15-13 to reapply! thanks 


shaddix wrote:

Here's my approval, should give you some confidence! :

 


 




Last App Oct 2013...applied and received Amex PRG and Blue Sky!
FICO -Walmart = 753
Credit Karma = 769
USAA = 742
Goal: 800
Valued Contributor
SnackTrader
Posts: 1,566
Registered: ‎09-15-2012
0

Re: Will I get approve for a Amex card

I don't think the lesson to learn here is that you will definitely be approved 31 days later. Rather, the lesson is that anything is possible if you are determined and very lucky. 

 


In My Wallet: Amex BCP (12/12) $22.200, Cap1 Quicksilver (6/12) $14,000, Chase CSP (4/14) $12,000, Barclaycard Rewards (5/13) $10,500, Citi Forward (12/12) $9,600, Chase Freedom (12/12) $5,000

Last App: April 2, 2014
Valued Contributor
Dustink
Posts: 2,980
Registered: ‎10-02-2012
0

Re: Will I get approve for a Amex card

old thread but....

 

I would take away from that screen shot....

 

Time is your best friend in the credit world. Baddies go away and limited history builds. So if you can't get approved just give it some time and keep gardening. Someday you will be where you want to be.

Too many INQs & low AAoA so I'm off to tend the Garden.     Age:21    


     $14k          $8.5K          $7.5k          $7.5k         $6.5k             $6k             $5k            $5k             $5k              $5k           NPSL       @ 0%

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+
}