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Will I get approved? Chase Sapphire Preferred

Valued Contributor

Re: Will I get approved? Chase Sapphire Preferred

Yes


Starting Score: EQ 551 TU 548 CK 607on 6/8/12, EX 542(AMEX pull 3/4/12)
Current Score: EQ 710 TU 727 EX 704 CK 719(FAKO-EX 697, EQ 697, TU 697)
Goal Score: 750

Take the FICO Fitness Challenge
Message 41 of 52
Member

Re: Will I get approved? Chase Sapphire Preferred

Just got off the phone with AMEX. They told me everything is in order and that another department is reviewing the application. They said they would contact me through email if anything changed.

Message 42 of 52
Established Contributor

Re: Will I get approved? Chase Sapphire Preferred

No news is good news. I'll keep my fingers crossed for you.


Starting Score: EX: 575 (PSECU 5/2/12) TU: 582 (3/6/12) EQ: 664 (4/27/12)
Current Score: EX: 699 (PSECU 06/04/14) 702 (my FICO 08/05/14) TU: 699 (08/01/14) EQ: 675 (07/08/14)
Goal Score: 720
20K PSECU 7/12 | 12K USAA 9/12 | 11K BOA 1-2-3 9/12 | 9K Citi HHonors 9/12 | 8.5K Citi AAdvantage 5/08 | 5K Chase Sapphire Pref. 9/12 | 3.8K Barclays USAir 7/12 | 6K Walmart Dis. 11/12 | 1K Amex SPG 11/12 | 2K Amex BCP 1/13
Message 43 of 52
Member

Re: Will I get approved? Chase Sapphire Preferred

Thanks for the support. How long does it usually take to get a finally answer from AMEX?

Message 44 of 52
Valued Contributor

Re: Will I get approved? Chase Sapphire Preferred

they are probably swamped right now. It didn't take me long this morning but I called early. The odd thing with mine was they wouldn't tell me I was approved until I answered their question of if I wanted the card rushed out to me. Then I got transferred to another department. It was really strange. I'm just happy I got one of my end game cards (BCP). Good luck to ya.


Starting Score: EQ 551 TU 548 CK 607on 6/8/12, EX 542(AMEX pull 3/4/12)
Current Score: EQ 710 TU 727 EX 704 CK 719(FAKO-EX 697, EQ 697, TU 697)
Goal Score: 750

Take the FICO Fitness Challenge
Message 45 of 52
Member

Re: Will I get approved? Chase Sapphire Preferred

Checked status again today and still showed "In Progress" so I called AMEX. They told me they pulled my report through experian and showed a score of 788. The lady mentioned how good everything looked a few times. They asked me to get a written letter from my bank to confirm my address that i provided when applying. And they also asked me to fill out the form 4506T from the IRS so they could get a copy of my income. I guess im good to go? My reported income last year was $60k. I have to wait for them to send me a letter stating where i should mail the documents too. She wouldnt tell me over the phone.

Message 46 of 52
Member

Re: Will I get approved? Chase Sapphire Preferred

Just an update! I checked the status today and it shows "APPROVED" Smiley Very Happy. says i will recieve new card in mail in 7-10 days. Not sure why the lady on the phone requested the documents. Will they still need me to get the address verification from my bank and the Tax Return copy? Also how can i check my credit limit right now? Pretty excited right now.

Message 47 of 52
Established Contributor

Re: Will I get approved? Chase Sapphire Preferred

Congratulations! I'm still waiting to hear from my 1/1 app for the BCP.


Starting Score: EX: 575 (PSECU 5/2/12) TU: 582 (3/6/12) EQ: 664 (4/27/12)
Current Score: EX: 699 (PSECU 06/04/14) 702 (my FICO 08/05/14) TU: 699 (08/01/14) EQ: 675 (07/08/14)
Goal Score: 720
20K PSECU 7/12 | 12K USAA 9/12 | 11K BOA 1-2-3 9/12 | 9K Citi HHonors 9/12 | 8.5K Citi AAdvantage 5/08 | 5K Chase Sapphire Pref. 9/12 | 3.8K Barclays USAir 7/12 | 6K Walmart Dis. 11/12 | 1K Amex SPG 11/12 | 2K Amex BCP 1/13
Message 48 of 52
Valued Contributor

Re: Will I get approved? Chase Sapphire Preferred

Congrats
Amex BCE (2500) / Amex SPG (4000) / Amex GoldPR / Merrill+ Visa siggy (5000) / BofA Amex (6000) / Bofa cash rewards (5000) / BofA Privileges Cash Rewards (5000) / Citi Forward (4400) / Citi DP (2000) / Chase Freedom (4000) / Chase CSP (5000) / Chase Hyatt (5000) / Discover IT (1700) / FNBO AMEX (3600) / NFCU cashRewards Visa signature (15000) / NFCU Flagship Visa signature (12500) / NFCU Navcheck (5000) / Nordstrom (500) / MetroCU Visa Elite (5000) / Walmart (4500) / Kays Jewerels (6600) / Kohls (300) / Macys Platinum (2500) / DCU platinum Visa (17500) / Citizens bank cash back (1100) / Bill Me Later (1631) / PayPal Smart connect (2200) / BestBuy store card (2000)
Message 49 of 52
Frequent Contributor

Re: Will I get approved? Chase Sapphire Preferred


Razb0yn1k23 wrote:

Just an update! I checked the status today and it shows "APPROVED" Smiley Very Happy. says i will recieve new card in mail in 7-10 days. Not sure why the lady on the phone requested the documents. Will they still need me to get the address verification from my bank and the Tax Return copy? Also how can i check my credit limit right now? Pretty excited right now.


Congrats.  Typically you won't know your credit limit until they send the new account package to you.

 

Very odd they asked for all of that information.

 

If they do not ask when you got to activate your card I think you will be okay.

 

Wait 61 days and ask for a credit limit increase for 3 times your credit limit.  IE if they give you 2k ask for 6k on day 61 of your acount.  (please note 61 days after the activation date. )

 

GLTY

Message 50 of 52