Will I get approved for Chase Sapphire Preferred?

[SSA_2013]

---

@Luscher wrote:

What salary range would you prefer me to get close too before applying? 50k?

---

You can get the CSP with about $25,000-$30,000+ 

Now that you posted your income I would say either apply for the Freedom but don't waste the inq on the CSP. I will say that you should request a CLI from Discover. This may help you down the line if they increase your limit closer to $3,000+. 

[myjourney]

---

@09Lexie wrote:
@SSA_2013

I'm bowing out of this one...you guys have it handled.

---

+1 

[Luscher]

Yes, I am going to call them again tomorrow. They really are a pain about CLI's

[SSA_2013]

---

@Luscher wrote:

I understand you now, So do you think I have a good shot if I do that? Do they approve that request on a regular basis of moving your CL to a new card that you want to be approved for?

---

Again, You will almost 99% get approved for the Freedom. The only issue is the CL. I personally don't believe it will be 5K but if you do plan on obtaining a CSP at some point you will have to build a relationship with Chase or get that Discover card increased quite a bit. I think it would be easier building a relationship with Chase via the Freedom vs. a CLI from Discover for such an amount.

[Luscher]

I agree, I will just start by trying a CLI from Discover and see were that takes me

[SSA_2013]

---

@Luscher wrote:

I agree, I will just start by trying a CLI from Discover and see were that takes me

---

Have you tried doing so online? You can input a requsted amount and they will see if they can approve it via a soft pull. If they request a hard pull they will allow you to withdraw the request (if you don't want a hard pull).

[Luscher]

The button is no longer there, it says to call the number on the site. Also they used to have a automated phone CLI and got rid of that too. So now I have to talk to the somebody and give them an excuse to increase lol

[improvingmycredit]

---

@Luscher wrote:

I agree, I will just start by trying a CLI from Discover and see were that takes me

---

Hey Luscher!

I have read your thread and I too believe that you are almost certainly going to be denied approval for the CSP.  However, my reasoning is different then those that have posted.   Regardless of your inexperience with a 5K limit, I think you would be approved right now with your current profile if your income justified the credit limit and spend that Chase is seeking from individuals that want/have this card.  

I think it would do your profile good to app the Freedom - this will give you access to building a relationship with Chase and also give you a VISA to utilize when Discover is not accepted.  When your income hits the 25K or higher bracket... app the CSP and almost certainly, you will be approved if you have managed your Freedom well and your profile is the same as now or better.

JMHA!    good luck 

[SSA_2013]

Strange. I always found the link under "Help Center" where it says "Request a CLI," "Request a CL Decrease." I also called a while back and the phone option should be under "other options" and it will list CLI request as option 5 after the first set of menu options. I truly think Discover is nutty sometimes 

[Luscher]

After reading the other comments I completely agree with you and thank you for your response.