Reply
Valued Member
14sephora
Posts: 48
Registered: ‎02-13-2009
0

Will I get approved for a Nordstrom's Credit Card?

I have a Equifax score of 597 :smileysad: Will I get approved for a Nordstrom's Credit Card?

Starting Score: TU FICO: 592
Current Score: TU FICO: 637
Goal Score: 660


Take the FICO Fitness Challenge
Super Contributor
concorduser
Posts: 6,025
Registered: ‎09-18-2007
0

Re: Will I get approved for a Nordstrom's Credit Card?

If you have less than 2 inq's on EQ you could try. They do not like too many inq's and too many new accounts.
Valued Member
14sephora
Posts: 48
Registered: ‎02-13-2009
0

Re: Will I get approved for a Nordstrom's Credit Card?

2 inquiries..? (i'm a newbie hehe)

 

so far, I only applied for a target card in decemeber 08 and a boa visa in april 08..is that okay?


Starting Score: TU FICO: 592
Current Score: TU FICO: 637
Goal Score: 660


Take the FICO Fitness Challenge
Senior Contributor
score_building
Posts: 3,552
Registered: ‎01-10-2008
0

Re: Will I get approved for a Nordstrom's Credit Card?

imho, it's probably not a good idea to apply under 600.  each cc application places at least one inquiry on your cbr.  if those are the only 2 apps you've done in the past two years, you have 2 inquries showing on your cbr.

 

do what you can to get scores up to 650ish b4 apping for a better result.


14sephora wrote:
I have a Equifax score of 597 :smileysad: Will I get approved for a Nordstrom's Credit Card?

 

FICOS:
06/13 EX 765 (PSECU) EQ 771 (DCU) TU 779 (Barclays)
Valued Contributor
oracles
Posts: 1,699
Registered: ‎08-18-2007

Re: Will I get approved for a Nordstrom's Credit Card?

[ Edited ]

Hi Sephora

 

The two cards that you did apply for, were you approve?

 

Did you apply for the secured BofA credit card? Did this card in your position will be a very good to have.

 

It will unsecure in 9-12 months and it will grow with you in terms of higher credit limits. You also will be playing with the big boys.

 

IMHO, with a score of 597, I don't think you will be successful in obtaining  a Nordstrom.

 

Give us some more details as to what you have on your report and what credit cards you have.

 

You may want to start to clean your report first before you began to apply for some cards.

 

 

Message Edited by oracles on 02-16-2009 12:58 AM
Valued Member
14sephora
Posts: 48
Registered: ‎02-13-2009
0

Re: Will I get approved for a Nordstrom's Credit Card?

thank u oracles :smileyvery-happy:

ur right...i'd better just start off w/ the boa secure card first and clean up my act before i start applying for these cards


Starting Score: TU FICO: 592
Current Score: TU FICO: 637
Goal Score: 660


Take the FICO Fitness Challenge
Valued Contributor
oracles
Posts: 1,699
Registered: ‎08-18-2007
0

Re: Will I get approved for a Nordstrom's Credit Card?

No problem

 

Very good choice sephora and if you need some help with cleaning your report, definitely ask in the rebuilding forum.

 

Everyone is here to help.


myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+
}