Credit Card Center Advertiser Disclosure†
02-15-2009 08:27 PM
02-15-2009 08:33 PM
2 inquiries..? (i'm a newbie hehe)
so far, I only applied for a target card in decemeber 08 and a boa visa in april 08..is that okay?
02-15-2009 08:46 PM
imho, it's probably not a good idea to apply under 600. each cc application places at least one inquiry on your cbr. if those are the only 2 apps you've done in the past two years, you have 2 inquries showing on your cbr.
do what you can to get scores up to 650ish b4 apping for a better result.
I have a Equifax score of 597 Will I get approved for a Nordstrom's Credit Card?
02-15-2009 09:56 PM - edited 02-15-2009 09:58 PM
The two cards that you did apply for, were you approve?
Did you apply for the secured BofA credit card? Did this card in your position will be a very good to have.
It will unsecure in 9-12 months and it will grow with you in terms of higher credit limits. You also will be playing with the big boys.
IMHO, with a score of 597, I don't think you will be successful in obtaining a Nordstrom.
Give us some more details as to what you have on your report and what credit cards you have.
You may want to start to clean your report first before you began to apply for some cards.
02-15-2009 10:12 PM
thank u oracles
ur right...i'd better just start off w/ the boa secure card first and clean up my act before i start applying for these cards
02-15-2009 10:14 PM
Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.† Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
* For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While myFICO always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.