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New Member
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Registered: ‎10-09-2012
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Will I qualify for the AMEX Green Card?

TransUnion 756; Equifax 770; Experian 741.

 

Valued Contributor
Posts: 1,987
Registered: ‎06-25-2012
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Re: Will I qualify for the AMEX Green Card?

scores is not the only thing you need.

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New Member
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Registered: ‎10-09-2012
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Re: Will I qualify for the AMEX Green Card?

What else do I need?

 

Established Contributor
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Registered: ‎06-12-2012
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Re: Will I qualify for the AMEX Green Card?


Scriabin wrote:

TransUnion 756; Equifax 770; Experian 741.

 


If scores were the only deciding factor, then yes. Unfortunately this is not the case. 

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Re: Will I qualify for the AMEX Green Card?

I am guessing those are FAKO scores (nothing to do with a lender approval); however, you probably have few if any blemishes on your report, and if you have at least six months reporting on a credit card you have a reasonable chance.

If you post a little more of what your report looks like we can make a better assessment.

Welcome to the forums though!
Starting Score: EQ 04 561, TU 98 567, EX 98 599 (12/30/11)
Current Score: EQ 04 700, TU 04 731, EX 98 725 (05/24/15)
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Valued Contributor
Posts: 1,237
Registered: ‎03-22-2012
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Re: Will I qualify for the AMEX Green Card?

Do you currently have any other credit cards?

 

How long have you had them?

 

AMEX likes to see at least 1 years history with multiple credit cards.



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Established Contributor
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Registered: ‎07-04-2012
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Re: Will I qualify for the AMEX Green Card?

Some of the usual info needed to get a good picture is average age of accounts,  # of inqs, utilization and it also helps if you have previous good payment history with them.

Fico Scores: . Walmart TU 748 . Garden 8/19 2014 .

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New Member
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Registered: ‎10-09-2012
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Re: Will I qualify for the AMEX Green Card?

I applied. They are asking that I call to speak with a representative. Apparently, they need a business phone number and home address verification. Is this a good sign?

 

Frequent Contributor
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Registered: ‎08-14-2012
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Re: Will I qualify for the AMEX Green Card?


Scriabin wrote:

I applied. They are asking that I call to speak with a representative. Apparently, they need a business phone number and home address verification. Is this a good sign?

 


Yes. Home address can be verified through your bank. 

In my wallet: Amex PRG & Zync, Amex BCE (19.2k), Chase Freedom (5k), PSECU Visa/PSL (20k)
Current Scores: Equifax: 738 (Fako) TransUnion: 721 (Fico) Experian: 717 (Fico)
Disclaimer: I am by no means a financial advisor. My posts are based on opinion, experience, and/or knowledge.
Frequent Contributor
Posts: 359
Registered: ‎04-28-2012
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Re: Will I qualify for the AMEX Green Card?


jamie123 wrote:

Do you currently have any other credit cards?

 

How long have you had them?

 

AMEX likes to see at least 1 years history with multiple credit cards.


Not necessarily.  They approved me for the Green card with only 5.5 months history, and I only had 1 card.  My income isn't high, either.

 

At any rate, OP, it sounds like once they verify your employment and address you'll be good to go!

 

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