Just an update since my last post:
I paid my cc down to $163.00 ($1000.00 limit) previous month balance was $642.00. My TU score went from 561 to 593.... just wish I could get out of the 500's!! I am trying so hard to get to 620 so that I will qualify for a FHA loan! EQ, hasn't shown any change yet (572)..
If I pay down my unsecured loan ($2400.00) would that help any?? Most of all I want to say thanks to all who reply or even read my post!!