07-20-2010 07:07 AM
My family and I are in the process of getting a home. I have a Credit Card and my Wife is an Authorized user on the account. My Wife has the better Credit and also makes more money, (Sugar Mamma) LOL, so we are using only her credit and income. I just got word that my Credit Card acccount was closed for a couple of payments that were returned. I thought I had fraud on my account and that is the reason why those payments were returned. Anyway, if I remove my Wife as an Authorized user, will this hurt her Credit Score. After 3 years of looking for homes, we are so close and I don't want this to screw it up.