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Valued Contributor
Duncanrr
Posts: 2,841
Registered: ‎06-08-2012

Will Walmart Discover get me on Discover's radar?

Will my new Walmart Discover card get me on Discover's radar? Ive been checking their promotional offer site and I never have any listed cards.  Will this card change that?  (Not thinking about apping now but in the future)



Starting Score: EQ 551 TU 548 CK 607on 6/8/12, EX 542(AMEX pull 3/4/12)
Current Score: EQ 710 TU 727 EX 704 CK 719(FAKO-EX 697, EQ 697, TU 697)
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Valued Contributor
jsucool76
Posts: 2,770
Registered: ‎12-11-2011

Re: Will Walmart Discover get me on Discover's radar?

I don't think so. It isn't like the card is backed by Discover as a credit product, it simply runs on their network. The same way I doubt the BoA Accelerated rewards or USAA Amex get you on amex's radar. 

Wallet: Capital One Cash Rewards 3500CL, Wells Fargo Cash Back College Visa: 900CL, Paypal Smart Connect: 1286CL, Walmart Discover: 2000CL, UPromise Mastercard: 1000CL, Chase Slate: 500CL, Discover IT: 2000CL, Citi Forward: 1500CL, Bank Of America Student Travel Rewards: 700CL
Established Contributor
jamie123
Posts: 739
Registered: ‎03-22-2012

Re: Will Walmart Discover get me on Discover's radar?

My wife received a regular Walmart store card in June 2012, she received a pre-approval offer in the mail from Discover in August and then again in September. She wants to wait to pull the trigger so they will hopefully start her with a larger CL.

 

It might not happen to everyone, but it does happen.



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Established Contributor
compassion101
Posts: 570
Registered: ‎06-06-2012

Re: Will Walmart Discover get me on Discover's radar?

Unlikely since it's Discover bank whose radar you are looking to get on and they have nothing at all to do with the Walmart Discover card backed by GE. But sounds like you may be well on your way to be able to get a card backed by Discover regardless.

 

 

Mega Contributor
LS2982
Posts: 15,434
Registered: ‎04-09-2011

Re: Will Walmart Discover get me on Discover's radar?

Probably not with it just being on Discovers network and its backed by GE.




Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014
Valued Contributor
RyVision
Posts: 1,346
Registered: ‎04-15-2011

Re: Will Walmart Discover get me on Discover's radar?

Dun;

 

You're more likely to get on Discovers radar if you have either AMEX or Chase, even more so if you have both, IMHO. 

 

I never had any offers for Discover, nor was I found to have any offers on their online pre-screen offer checker.  Last December I applied on a bit of a whim through a connected offer (get software for free if approved for Discover).  So wanting both to some degree, I applied, got the software for free as well as a Discover More with a starting CL of 6500.

 

P.S.  After inquiring last month about a CLI, they called me this week and after looking things over more closely, they upped my CL to 8500.   :smileyvery-happy: (Mostly due to my spotless no late CRs from what I could gather them telling me, and only a soft to approve it.).

 

My Walmart was just upgraded to Walmart Discover in may after having it since early 2009 btw.

Valued Contributor
jamesdwi
Posts: 1,433
Registered: ‎09-16-2011

Re: Will Walmart Discover get me on Discover's radar?


Duncanrr wrote:

Will my new Walmart Discover card get me on Discover's radar? Ive been checking their promotional offer site and I never have any listed cards.  Will this card change that?  (Not thinking about apping now but in the future)


if I pull money out of BoA's ATM machine  will that put me on BoA's radar....  both cases are unlikely,  in both cases its just a transaction flowing over a computer network no address or SP's or anything like that... its just a packet of data. 

 

 

Cards: Chase Southwest 20k & CSP 10k & Amtrak 4.6k, & Freedom 3.3k & Slate 3.3k, FNBO DISC 14.9k Oregon Duck 5k, & AMEX BCP 15k & AMEX Hilton Surpass 7.5k & AMEX Zync NPSL, Sams Club Discover 10k, Paypal Extras MC 6k, CapOne 2.5k, CapOne 750, Amazon 3.9k, Walmart 4.5k, Citi Simplicity 7k, HHonors Gold 1k (moved 5k CL to Simplicity), Discover IT 6.5k and a nice stack of store cards.
Last APP 4/26//2014 no plans for new credit I think I have enough.
Valued Contributor
Duncanrr
Posts: 2,841
Registered: ‎06-08-2012

Re: Will Walmart Discover get me on Discover's radar?


RyVision wrote:

Dun;

 

You're more likely to get on Discovers radar if you have either AMEX or Chase, even more so if you have both, IMHO. 

 

I never had any offers for Discover, nor was I found to have any offers on their online pre-screen offer checker.  Last December I applied on a bit of a whim through a connected offer (get software for free if approved for Discover).  So wanting both to some degree, I applied, got the software for free as well as a Discover More with a starting CL of 6500.

 

P.S.  After inquiring last month about a CLI, they called me this week and after looking things over more closely, they upped my CL to 8500.   :smileyvery-happy: (Mostly due to my spotless no late CRs from what I could gather them telling me, and only a soft to approve it.).

 

My Walmart was just upgraded to Walmart Discover in may after having it since early 2009 btw.


Well I just opened two AMEX accounts and two Chase accounts....so I guess that should do it?



Starting Score: EQ 551 TU 548 CK 607on 6/8/12, EX 542(AMEX pull 3/4/12)
Current Score: EQ 710 TU 727 EX 704 CK 719(FAKO-EX 697, EQ 697, TU 697)
Goal Score: 750

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Established Contributor
gettnthere
Posts: 912
Registered: ‎06-14-2012

Re: Will Walmart Discover get me on Discover's radar?

I never received an offer from Discover until i used their pre-approval site. Since then it def put me on their radar, as i get offers Bi-weekly now lol



Starting Score: EQ 609, EX 633(Fako), TU 700
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Valued Contributor
RyVision
Posts: 1,346
Registered: ‎04-15-2011

Re: Will Walmart Discover get me on Discover's radar?


Duncanrr wrote:

RyVision wrote:

Dun;

 

You're more likely to get on Discovers radar if you have either AMEX or Chase, even more so if you have both, IMHO. 

 

I never had any offers for Discover, nor was I found to have any offers on their online pre-screen offer checker.  Last December I applied on a bit of a whim through a connected offer (get software for free if approved for Discover).  So wanting both to some degree, I applied, got the software for free as well as a Discover More with a starting CL of 6500.

 

P.S.  After inquiring last month about a CLI, they called me this week and after looking things over more closely, they upped my CL to 8500.   :smileyvery-happy: (Mostly due to my spotless no late CRs from what I could gather them telling me, and only a soft to approve it.).

 

My Walmart was just upgraded to Walmart Discover in may after having it since early 2009 btw.


Well I just opened two AMEX accounts and two Chase accounts....so I guess that should do it?


 

 

Considering that, and along with what GetinThere mentioned (about checking their online approval page), you might want to try Discovers online pre-qualifier page (if you haven't already, just to trigger their system to know you're interested in their products).  I did that before I tried for them so maybe that got me on their radar before I applied on a whim. 


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