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Will a bank pull a specific report if you ask?

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Anonymous
Not applicable

Will a bank pull a specific report if you ask?

Title says it all.
Message 1 of 7
6 REPLIES 6
ilovelisa
Established Contributor

Re: Will a bank pull a specific report if you ask?

Possibly. They may think it is shady that you want them to only see a certain report.

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Message 2 of 7
Boragard
Established Contributor

Re: Will a bank pull a specific report if you ask?

Well usually if I get denied an app I call back and ask if they can pull a different report.  they do and usually approve since its the better one.  But its a YMMV with the banks.

Message 3 of 7
Anonymous
Not applicable

Re: Will a bank pull a specific report if you ask?

Cool. Im thinking of getting a car loan but I have a recent Hard inquiry on my TU and EQ so I dont know if thatll affect so id rather they pulled EX.
Message 4 of 7
Anonymous
Not applicable

Re: Will a bank pull a specific report if you ask?


@Anonymous wrote:
Cool. Im thinking of getting a car loan but I have a recent Hard inquiry on my TU and EQ so I dont know if thatll affect so id rather they pulled EX.

I wouldn't think this is an issue at all.  Car loan would be presumably with someting down (or trade) plus the loan is secured.

Message 5 of 7
KellyP25721
Frequent Contributor

Re: Will a bank pull a specific report if you ask?

If it's your only inquiry I wouldn't worry about it.

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Message 6 of 7
ojefferyo
Valued Contributor

Re: Will a bank pull a specific report if you ask?

Some lenders will and some won't. It all depends what and who they have a deal with. 

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Message 7 of 7
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