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Regular Contributor
Posts: 124
Registered: ‎08-17-2013

Will adding wife as AU effect score?

Will adding my wife as an AU onto my AMEX or CSP effect my credit score? She has low scores in the mid 500's with several baddies on her report.

I added her to my VentureOne card about a year ago and as far as I can tell it has had no effect. Now the only information CO asked what name to put on her card. It shows on her credit report somehow though lol.

I know AMEX asks for her SSN and much more other info than CO did. I would like to add her to the BCP as she does most of the grocery shopping.
Regular Contributor
Posts: 399
Registered: ‎08-21-2013

Re: Will adding wife as AU effect score?

It won't add anything to your report, just hers =)

Current: EQ FICO 0, TU FICO 0, EX FICO 0 | Starting Score: 0 (08/21/2013)

Starting total revolving credit: $0 | Current total revolving credit: $1600.00

Inquiries (12 Months): EQ 3-4 TU Unsure EX Unsure | Most Recent: 8/19/2013

2013 Goals:
1,000.00 Emergency Fund
1,000.00 Emergency Fund, AGAIN
Mechanically Sound Car
Unsecured Card

Fifth Third $300
U.S. Bank Harley Davidson $300
Capital One Platinum $500
2nd Capital One Platinum $500

Regular Contributor
Posts: 124
Registered: ‎08-17-2013

Re: Will adding wife as AU effect score?


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