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Will changing my due date alter the reporting date? New account

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Anonymous
Not applicable

Will changing my due date alter the reporting date? New account

Recently opened a C1 Venture and although I'm indifferent to the payment date would prefer an alternate CRA reporting date. 

 

Ps. Card has yet to show as a new trade line let alone as a reported monthly paid etc...

 

thanks

Message 1 of 4
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Anonymous
Not applicable

Re: Will changing my due date alter the reporting date? New account

In my personal experience, yes, it changes the report date -- I changed the due date on my QS1 to match the due date on my Plat and it actually ended up skipping a calendar month of reporting to get onto the new schedule (because I had a statement period last nearly 40 days instead of the regular 30ish) and now both of those cards report on the same day.
Message 2 of 4
Thomas_Thumb
Senior Contributor

Re: Will changing my due date alter the reporting date? New account

Credit card issuers have a set # of days between statement post date and payment due date. For a given card if you change its due date there should be a corresponding change in statement posting date for that card. 

Fico 9: .......EQ 850 TU 850 EX 850
Fico 8: .......EQ 850 TU 850 EX 850
Fico 4 .....:. EQ 809 TU 823 EX 830 EX Fico 98: 842
Fico 8 BC:. EQ 892 TU 900 EX 900
Fico 8 AU:. EQ 887 TU 897 EX 899
Fico 4 BC:. EQ 826 TU 858, EX Fico 98 BC: 870
Fico 4 AU:. EQ 831 TU 872, EX Fico 98 AU: 861
VS 3.0:...... EQ 835 TU 835 EX 835
CBIS: ........EQ LN Auto 940 EQ LN Home 870 TU Auto 902 TU Home 950
Message 3 of 4
Anonymous
Not applicable

Re: Will changing my due date alter the reporting date? New account

Thanks you two. 

Message 4 of 4
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