04-19-2013 10:42 AM
My dad wants to apply for a Discover it. He filled BK in 2005. He has since restored his credit and his fico scores are all in the 730 range. He did not file bk against a discover card. Only neg on his report is the BK which is now 8 years old. He wants to use the 0% ballance transfer that they offer if aproved. If no any other cards out their that offer low balance transfer thats BK friendly? Thanks for any advise given.
04-19-2013 10:46 AM - edited 04-19-2013 10:55 AM
Just got approved after getting million pre approval from IT.
My BK is about 9 years old and never had Discover before.
$3500 limit to start and did BT for full $3500 for 12 months.
I'm also AU on DW Discover witch is 3 years old.
I think you got very got shot go for it.
04-19-2013 10:47 AM
04-19-2013 10:55 AM
Your Dad should be fine. I was approved 2 years after BK7 for a $1000 limit Discover More card.
04-19-2013 11:26 AM
They declined me twice @ 5 & 7 yrs. post BK, I have seen others declined for 9 y/o BKs.
04-19-2013 12:23 PM
04-19-2013 03:13 PM