05-28-2013 07:38 PM
Yup DNSB is Citi.
When I had to call barclays recon, the analyst was asking me about why I only had 1 revolving card. I had Macys, Bloomingdales, Chase Amazon, Wells Fargo on my CR at that time, but Wells Fargo was labelled as in dispute so it was taken out of scoring / AAoA / payment history calculations. He didn't seem to care about my Macys / Bloomingdales account either and only looked at my Chase Amazon account. I also had to explain why my WF account was in dispute, because of a $40 dispute with a dumb ebay scammer. While I got approved, I was quite bummed out because I would have gotten a much better CL if My Wells Fargo acct was taken into account, since it's my oldest and highest CL at that time.
myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.>> About myFICO