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Will i get approve for a trueearnings amex costco card?

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joestay
Frequent Contributor

Re: Will i get approve for a trueearnings amex costco card?

so, what's my chance of getting approved?

Message 11 of 13
Anonymous
Not applicable

Re: Will i get approve for a trueearnings amex costco card?


@joestay wrote:

so, what's my chance of getting approved?


 

You have posted these ...


@joestay wrote:

my oldest account is 2.5 years with an average history of 2.3 years.  my fico from equifax is 750 i have 3 accounts total.  i am using 38% because of my installment loan.  What's my chance of getting approve for at least $2k limit.



@joestay wrote:

my total cl is $750 and I use about 7% util.


Let's itemize your info.

* Total acct:  3 accts  -----  How many credit card?   Is this include loan acct?

* Total CL :  $750  ----  What is each credit card's CL?

* Util:  about 7%  ----  Which is your balance is about $52?

* Age of acct:  Oldest - 2.5 yrs  ----  What kind?  What type?

                          Average - 2.3 yrs  ----  Please be more specific for each one.

* FICO Score:  750

* You want to get 2K CL CC.

 

We need more information from you to help you. 

Are there any negative history on your acct?

Do you have enough income to pay if you charge 2k?

etc.

 

OK, I found this ... your post;

 

Capital One Credit Limit Increase         01-31-2010 05:09 PM
 
@joestay wrote:
Has anyone CALLED in and asked for one recently (in 2010)?  Did you get the automatic system or live person?  Was a hard pull or soft pull perform?  I'm afraid to call in because I don't want any hard pull inquiry in my credit report at this time.  Please share your experiences.  It's been 1 and a half year of my account and my limit is stuck at $750
 
Message 12 of 13
joestay
Frequent Contributor

Re: Will i get approve for a trueearnings amex costco card?

Let's itemize your info.

* Total acct:  3 accts  -----  How many credit card?   Is this include loan acct?  1 credit card, 1 loan, and 1 overdraft stuff.

* Total CL :  $750  ----  What is each credit card's CL?  $750

* Util:  about 7%  ----  Which is your balance is about $52?   Yeah, for the CC.

* Age of acct:  Oldest - 2.5 yrs  ----  What kind?  What type?  The overdraft stuff.

                          Average - 2.3 yrs  ----  Please be more specific for each one.  The CC was in mid 2008.

* FICO Score:  750

* You want to get 2K CL CC.

 

We need more information from you to help you. 

Are there any negative history on your acct?  No negative at all.  1 inquiry from 1 year ago.

Do you have enough income to pay if you charge 2k?  Yes, I have enough income.

etc.

Message 13 of 13
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