Will it hurt my credit?

[AllenR24]

Will asking for a CLI take a hit on my credit?

[mikey78]

depends on who's the credit card creditor

bofa i think it's a hard hit
Cap one is soft
chase is hard

[09Lexie]

If its a Hp, yes but the ding is temporary. if the cli helps your util it might be a good choice. SPs - no.

[myjourney]

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@mikey78 wrote:

depends on who's the credit card creditor

bofa i think it's a hard hit
Cap one is soft
chase is hard

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Mikey78 is correct what cards are you seeking CLI"s?

[AllenR24]

A store card with GE.

[myjourney]

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@AllenR24 wrote:

A store card with GE.

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Go For it every 4 months

It will not hurt can only help

[AllenR24]

Thanks! Btw did you see my thread about the BofA application?

[AllenR24]

Well I requested the increase and I went from 900 to 1500

[myjourney]

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@AllenR24 wrote:

Well I requested the increase and I went from 900 to 1500

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Didn't see it 

[AllenR24]

Basically because of the 2009 card act. They are going to mail me the application and get my signature since I am under the age of 21 and I'm a student. They haven't said if it was approved or not, but something tells me it probably will be since they are going through this.