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Will my score go up with a CLI?

Established Contributor

Will my score go up with a CLI?

I received a $150.00 increase from FPB CC will this help my score?
Gardening since 5/3/2016
4 REPLIES
Moderator Emeritus

Re: Will my score go up with a CLI?



glamchick wrote:
I received a $150.00 increase from FPB CC will this help my score?


Depends.  How will it affect your utilization?

 
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App free since 7/11/08.
TU 744 / EX 710 / EQ 694 (Starting to slip. Smiley Surprised )
Established Contributor

Re: Will my score go up with a CLI?

i keep my cards around 15% utl.  It may come down to 11% utl
Gardening since 5/3/2016
Moderator Emeritus

Re: Will my score go up with a CLI?



glamchick wrote:
i keep my cards around 15% utl.  It may come down to 11% utl



Probably not then.  Congratulations on the low utilization.  It looks like you're doing well anyway, but you won't likely see any score improvement for going from 15% to 11%.
 
If you can get it down to 9% or less, then you probably will see a few points.
 


Message Edited by cheddar on 07-02-2008 09:02 AM
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App free since 7/11/08.
TU 744 / EX 710 / EQ 694 (Starting to slip. Smiley Surprised )
Highlighted
Senior Contributor

Re: Will my score go up with a CLI?

I agree with cheddar. Right under 10 percent seems to be a magic number for FICO.
Here we go again...