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I want to refinance my house to pay off $15,000 of high interest credit card debt. I have $3500 to pay down on two cards to boost my score a bit (TU688 and EQ684) to get best re-fi rate.
Seeing that some of you have had major CL reductions, what effect do you think that paying down these two cards by $3500 will do?
try 0% BT card first, get the debt down, then you can refinance your house still but w/out taking cash out. (current 30year fixed rates are tempting for refinancing to anyone right now)
gl