10-04-2012 09:38 PM
Also, opt out of over limit protection. They will still let you go over limit, but they can't charge you a fee for it and it doesn't count against you in any way. This is just in case you accidentally go over, you don't have to worry about it.
Also watch to see that they don't sign you up for payment protection. They just got slammed by the FTC for sliding people into that, and it's a complete ripoff.
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