10-04-2012 09:38 PM
Dustink wrote:Also, opt out of over limit protection. They will still let you go over limit, but they can't charge you a fee for it and it doesn't count against you in any way. This is just in case you accidentally go over, you don't have to worry about it.
Also watch to see that they don't sign you up for payment protection. They just got slammed by the FTC for sliding people into that, and it's a complete ripoff.

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.
>> About myFICO


