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NOT that I am looking mind you, but is that part of the "shopping cart trick"? I was on last night and after I plugged in my address a pop up came up for the VISA card...it said apply BUT did not say pre-approved....I have been on the site before and never got the pop up for applying for their VISA card....I assume it would be a hard pull??
Thanks that does help improvingmycredit (I love your tag sounds like a website improvingmycredit.com!!!) I went back and looked that it was a Barclay card and yes it did not say pre-approved so probably just an ad....I will not leave the garden, for fear certain people would lock me up if I apped again!! LOL
thanks again great answer, and helpful about the Comentiy bank, I think they are the ones backing my BillMeLater account.
@improvingmycredit wrote:
lol- thanks! If I could change my name- I would. Try typing it on a smartphone over and over again.
You have a great set of cards with great limits. Well done! I was worried about Comentiy taking over BML because I like having the hidden tradeline. So far so good- they haven't reported to the CRAs yet.
I have not seen anything on BML on my reports either (fingers crossed). Thanks it took me almost 30 years to get here and that was learning about cc on the STREET!! LOL Thanks to all on this forum I am getting better at understanding this all, I must say I do notice the more you stay with a cc company (bank) the more they "love" you. Noticing all the "churners" that just want points or bonuses and then wonder why banks sometimes deny them. If your with a bank long enough they will do pretty much anything for you.....YMMV but that is what I have noticed.....
I was recently approved for Barclay apple financing. While I was looking through the other cards they offer, I also received the popup on Williams-Sonoma. I thought it was an ad, so thought nothing else of it. A few weeks later I received an offer of credit from Williams-Sonoma in the mail. I took a chance and applied and it wasn't instant... I assume because I was recently approved for the apple card.
A few days later I received the email I was approved but it was only for 250.00. I am still happy to have received 2 cards from Barclay. My apple finance card was approved early oct of this year for 1700 and Williams-Sonoma early nov for 250. I received one hard pull on TU for the apple card. I did not receive another pull for Williams-Sonoma. My score was 662 walmart fico. So.... You might receive an offer in the mail, as I did.