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WoW, CAP1 EXECUTIVE OFFICE REALLY WORKS!!!

Established Contributor

Re: WoW, CAP1 EXECUTIVE OFFICE REALLY WORKS!!!

Congrats OP

Message 11 of 12
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Valued Contributor

Re: WoW, CAP1 EXECUTIVE OFFICE REALLY WORKS!!!


pastnow123 wrote:

it's so funny. if cap one reps really work, executive office wouldn't have been so busySmiley Happydo they intend to work this way


I think what they intend is for subprime cardholders to stay at lower limits forever, and if they improve, app for a better card.  That's not very different from other banks, except Cap 1 has so many subprime cardholders that you hear about it all the time.  Compare it to trying to PC your Zync to a Green, or your Chase Amazon to Sapphire.  They will likely tell you to app for the new card.

 

I think most people just do that.  We're all just a little different here...

 

Same thing with the credit limits.  Sure, Orchard let me get a soft CLI every month, but after several years of increases they never came close to the static, never raise limit that Cap 1 gave me on my rebuilder.  

 

I'm ok with this process, now that I know how to get by all the obstacles and get what I want.

3-26-15: FICO EXP: 828 - EQU:820 - TRAN: 828 - AVG: 825 +275 points from JUN 2008 - MY CREDIT JOURNAL

Message 12 of 12