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I put in an application on Wednesday. Got a message saying something about theyll review my application and ill know in a few weeks.
Yesterday on Thursday, they called me to verfiy me, since I ahd a fraud alert.
My Equifax is 789. Experian (Fako) 747. Transunion 714.
They told me they were pulling Experian (Fako) only.
I wake up this morning, 2 days later and I have an Inquiry. I got ahead and pull another Experian Report.
My Credit L:imits are
Orchard Bank - $400
Wells Fargo – $1400
Dell – $3000
Macys - $500
Walmart - $$1200 –
Total - $6000
Now they havent said Im approved yet, but I saw this on my credit report.
Score jump from 747 to 761.
This $8400 credit limit, is more then all my Credit cards combined. Its the largest card limit ive ever had in my life. Ive finally made it to the big leagues.
@terren2000 wrote:I put in an application on Wednesday. Got a message saying something about theyll review my application and ill know in a few weeks.
Yesterday on Thursday, they called me to verfiy me, since I ahd a fraud alert.
My Equifax is 789. Experian (Fako) 747. Transunion 714.
They told me they were pulling Experian (Fako) only.
I wake up this morning, 2 days later and I have an Inquiry. I got ahead and pull another Experian Report.
My Credit L:imits are
Orchard Bank - $400
Wells Fargo – $1400
Dell – $3000
Macys - $500
Walmart - $$1200 –
Total - $6000
Now they havent said Im approved yet, but I saw this on my credit report.
Score jump from 747 to 761.
This $8400 credit limit, is more then all my Credit cards combined. Its the largest card limit ive ever had in my life. Ive finally made it to the big leagues.
That's awesome! Congrats! by the way what is the annual income you put? If you don't want to say I understand
I put $45,000
I put Rent $650.00
Congrats !!
Great CL. Your score jump, was it on your EQ? Probably the new CL lowered your util?
It hasnt registered on my Equifax yet. My Experian jump.
My utilization went from 85% available, to 94.4% available.
Nice job! I must say I really like Citi ever since they trusted me with cards as an 18 y/o (mistake on their part). Congrats! Is this the one with the rotating categories?
Congratulations! This IS great news. Amazing that this one card has a higher CL than all of your other cards combined.
Citi is historically good with initial credit limits. They are also very good with CLI.
It's really scary what a increase of util by 10% can do to your score. My util increased by about 4% and I lost 8 points on TU
In tihs case your util went down. I eager to see my score after my discover reports. Util will go down by 25%