Wolf3 40 Month Milestone.

Wolf3 · ‎01-24-2010

I started rebuilding 40 monts ago. I was AU on my wifes Sears MC (CITI), the ony card she had left.

My first app was a US Bank secured card. Denied!!

3 secured cards followed in the next year, Then some store cards in the following year.

I got 2 major cards from HSBC and Capital One after having their secured cards for about 1.5 years each.

I have be declined for 3 major cards with other banks this year. But, just recently got some store cards with big limits.

Today I recieved my first major card not preceded by a secured card. It is a cobranded REI Visa from US Bank $4500 CL. ( come full circle).

So I am claiming victory in my journey to primeville.

P.S. Same day's mail had another AMEX green card invitaion ( in the shredder ).

beb86 · ‎10-31-2011

Man you are doing awesome... CONGRATS on your progress

ntx · ‎08-02-2012

Congratulations!

BK7 04/2005. No baddies since.
Current Scores: EQ: 692 11/30/12 (myFICO), TU 697 11/28/12 (myFICO), EX 697 11/24/12
Current CL: Auto loan DCU refinance from WFDS bal. ~$16K, USAA Visa $3K 2/12, USAA MC $4K 8/12, USAA Amex $2K 10/12, Discover $1.5K 8/12, Chase Freedom $1K 8/12, GE/Walmart $800 8/12, GE/Amzn $1800 8/12, CareCredit $800 10/12, Amex Gold NPSL 10/12, DCU Visa $5K 11/12, Alliant Visa $1K 11/12, Barclay Rewards $500 11/12, FIA MC (AU) $9.6K 10/12

webhopper · ‎09-16-2011

Congrats on your progress

Starting Score: 08/29/2011 TU 671 EQ 674
Current Score (myFico + Amex): April 2013 TU 754 EQ 694 EX 694
Wallet: NFCU Visa Sig 25k, Amex Lowes 22k, NavCheck 15k, Amex PRG, Amex Zync, Discover It 13.5k, Amazon Visa 5k
Silver Spade Garden Club Member: App Free since 1/1/13. No more apps til 2014
MyFICO Fitness Goal: 800s Club!

Take the myFICO Fitness Challenge

RyVision · ‎04-15-2011

Congrats Wolf3!

And welcome to PrimeTime! That time and effort can really pay off huh?

Epcot · ‎10-10-2012

Nice progress!

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 777 EX 767 TU 771
App free since 4/11/12

Cadillac-XTS · ‎08-20-2012

Congrats

Repo-ed · ‎02-09-2012

I'd like to get that REI card someday. I heard they are a tough nut to crack w/ approvals

Starting Score: TU:650 - EQ: 672
Current Score: TU: 706 - EQ: 680 - EX: 699
Goal Score: 700
Take the myFICO Fitness Challenge

Wolf3 · ‎01-24-2010

I was declined for it early last year.

If it ever gets upgraded to Signature card, then that will be a another big milestone. Maybe in a few years, when the negatives drop off my report.

Credit Cards

Wolf3 40 Month Milestone.

Re: Wolf3 40 Month Milestone.

Re: Wolf3 40 Month Milestone.

Re: Wolf3 40 Month Milestone.

Re: Wolf3 40 Month Milestone.

Re: Wolf3 40 Month Milestone.

Re: Wolf3 40 Month Milestone.

Re: Wolf3 40 Month Milestone.

Re: Wolf3 40 Month Milestone.