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Wolf3 40 Month Milestone.

Senior Contributor

Wolf3 40 Month Milestone.

I started rebuilding 40 monts ago.   I was AU on my wifes Sears MC (CITI), the ony card she had left.

 

My first app was a US Bank secured card.   Denied!!  

 

3 secured cards followed in the next year, Then some store cards in the following year.

 

I got 2 major cards from HSBC and Capital One after having their secured cards for about 1.5 years each.

 

I have be declined for 3 major cards with other banks this year. But, just recently got some store cards with big limits.

 

Today I recieved my first major card not preceded by a secured card.  It is a cobranded REI Visa from US Bank $4500 CL. ( come full circle).

 

So I am claiming victory in my journey to primeville.  

 

 

P.S.   Same day's mail had another AMEX green card invitaion ( in the shredder ).

 

 

 

 

Message 1 of 9
8 REPLIES
Valued Contributor

Re: Wolf3 40 Month Milestone.

Man you are doing awesome... CONGRATS on your progress

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Message 2 of 9
New Contributor

Re: Wolf3 40 Month Milestone.

Congratulations!  

Message 3 of 9
Moderator Emeritus

Re: Wolf3 40 Month Milestone.

Congrats on your progress Smiley Happy

Starting Score: 08/29/2011 TU 671 EQ 674
Current Score: TU 754 EQ 694 EX 697
Wallet: NFCU Visa Sig 25k, Amex Lowes 22k, NavCheck 15k, Amex PRG, Amex Zync, Discover It 13.5k, Amazon Visa 5k
Platinum Spade Garden Club Member: App Free since 1/1/13. No more apps til who knows when?
MyFICO Fitness Goal: 800s Club!



Take the myFICO Fitness Challenge
Message 4 of 9
Valued Contributor

Re: Wolf3 40 Month Milestone.

 

Congrats Wolf3! 

 

And welcome to PrimeTime!   That time and effort can really pay off huh?    Smiley Happy

Message 5 of 9
Valued Contributor

Re: Wolf3 40 Month Milestone.

Nice progress!

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 832 EX 783 TU 816
App free since 9/15/15
Message 6 of 9
Established Contributor

Re: Wolf3 40 Month Milestone.

Congrats

Message 7 of 9
Highlighted
Valued Contributor

Re: Wolf3 40 Month Milestone.

I'd like to get that REI card someday.  I heard they are a tough nut to crack w/ approvals

5/2012: 560 credit scores across the board
12/2014 750+
3/2017 780+
5/2017 800+
Message 8 of 9
Senior Contributor

Re: Wolf3 40 Month Milestone.

I was declined for it  early last year.   

 

If it ever gets upgraded to Signature card, then that will be a another big milestone.   Maybe in a few years, when the negatives drop off my report.

 

 

Message 9 of 9