A friend of mine was rate jacked by JFCU back in January. He went from 9.9 to 29.9 with no trace of any late payments. Had the option to not accept but couldn't use the card. He opted out, paid off the balance and SD'd the card. He recently called for an AR reduction and was told "No Way" because of the current credit climate. They haven't closed the acct. but it will turn to dust before he uses it again.
Just say NO to JFCU . . . . 
Starting Score: TU 737 EQ 721
Itsmeagain wrote:A friend of mine was rate jacked by JFCU back in January. He went from 9.9 to 29.9 with no trace of any late payments. Had the option to not accept but couldn't use the card. He opted out, paid off the balance and SD'd the card. He recently called for an AR reduction and was told "No Way" because of the current credit climate. They haven't closed the acct. but it will turn to dust before he uses it again.
Just say NO to JFCU . . . .
Wow, thats odd!!! I get the mailings and, one thing bout them.. it clearly states they won't change rates on any loans w/o notifying you beforehand.
I will assume he was aware or the RJ.
Justicefcu RAWKS Bigtime.. I also like Navy.. but JFCU gives me cli w/o hard pulls as compared to Navyfcu.
BTW, Nasafcu gives me 1k cli every year as well w/o hard pulls.
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