I currently have 2 cards with cap one...one with a crap 500 limit before credit steps was implemented and another that is now 1500 because I have finished credit steps. 500 just doesn't help me with anything other than a open trade because of the low limit so I applied for another cap one card (I actually do like cap one!) but they said I have the maximum number of cards already (I think they are salty about trading in my high int car through them and going with vw lol) so my question is...should I combine the 2 cards I have and then apply for another cap one card in a month?