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Senior Contributor
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Registered: ‎05-05-2011
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Re: Woohoo! Got Costco Amex, too! :)

Does anyone know if I might get my EX FICO since I also apped for the Costco Amex? I would *so* love to know what my EX FICO is! :smileytongue:

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EQ FICO 750 | TU FICO 761 (Walmart) | EX FAKO 767 | Goal: 800+

Edits, funky spacing and spelling due to my iPad not getting along with the forum editor!

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Re: Woohoo! Got Costco Amex, too! :)

congrats!! very awesome bichon!!



Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
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EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
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Re: Woohoo! Got Costco Amex, too! :)

Yay, congratulations! It was well worth the wait and much deserved. :smileyhappy:


Starting Score: 760
Current Score: 716 Equifax 754 TU 736 Experian
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Re: Woohoo! Got Costco Amex, too! :)


bichonmom wrote:
I had planned the Zync app when I knew that I would be going to Costco and also because Costco was having an Amex drive this week. I was hoping that my chances of approval for a revolver would be better during the Costco Amex drive. Also hoping I'll only have one HP. I'll have to pull my EX and see.

I was approved for $2k CL. It's a good starting place. It seems all my CCs (except for cap one, of course!) are at the $2000 to $2500 limit. I'm hoping to break through it this year! I'll probably ask for am Amex CLI in 61 days, but not sure. Is it a HP? NOW I'm in the garden for sure.:smileyvery-happy:

 

I just congratulated you in the Zync thread, but this bears repeating...

 

Congratulations!!!!!!!!!!


Current Scores: EQ 775 (03/04/2014), EX 756 (03/01/2014), TU 760 (03/01/2014)
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Re: Woohoo! Got Costco Amex, too! :)


bichonmom wrote:

Does anyone know if I might get my EX FICO since I also apped for the Costco Amex? I would *so* love to know what my EX FICO is! :smileytongue:


Normally, you would only get your score IF you were denied or got less than the advertised rate and IF AmEx used your FICO EX score.

 

My understanding is that they use a home-grown score, but I've read reports here of people getting their EX scores anyway, so fingers crossed for ya!

* Credit is a wonderful servant, but a terrible master. * Who's the boss --you or your credit?
FICO's: EQ 781 - TU 793 - EX 779 (from PSECU) - Done credit hunting; having fun with credit gardening. - EQ 590 on 5/14/2007
Senior Contributor
Posts: 3,318
Registered: ‎05-05-2011
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Re: Woohoo! Got Costco Amex, too! :)


tinuviel wrote:

bichonmom wrote:
I had planned the Zync app when I knew that I would be going to Costco and also because Costco was having an Amex drive this week. I was hoping that my chances of approval for a revolver would be better during the Costco Amex drive. Also hoping I'll only have one HP. I'll have to pull my EX and see.

I was approved for $2k CL. It's a good starting place. It seems all my CCs (except for cap one, of course!) are at the $2000 to $2500 limit. I'm hoping to break through it this year! I'll probably ask for am Amex CLI in 61 days, but not sure. Is it a HP? NOW I'm in the garden for sure.:smileyvery-happy:

 

I just congratulated you in the Zync thread, but this bears repeating...

 

Congratulations!!!!!!!!!!


Thanks! I'm SO excited!!! :smileylol:

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EQ FICO 750 | TU FICO 761 (Walmart) | EX FAKO 767 | Goal: 800+

Edits, funky spacing and spelling due to my iPad not getting along with the forum editor!

Senior Contributor
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Registered: ‎05-05-2011
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Re: Woohoo! Got Costco Amex, too! :)


haulingthescoreup wrote:

bichonmom wrote:

Does anyone know if I might get my EX FICO since I also apped for the Costco Amex? I would *so* love to know what my EX FICO is! :smileytongue:


Normally, you would only get your score IF you were denied or got less than the advertised rate and IF AmEx used your FICO EX score.

 

My understanding is that they use a home-grown score, but I've read reports here of people getting their EX scores anyway, so fingers crossed for ya!


Okay. Thanks. I guess I'm in wait-and-see mode. It would be a nice bonus. The important part is getting approved ! :smileyvery-happy:

~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*
EQ FICO 750 | TU FICO 761 (Walmart) | EX FAKO 767 | Goal: 800+

Edits, funky spacing and spelling due to my iPad not getting along with the forum editor!

Senior Contributor
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Registered: ‎05-05-2011
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Re: Woohoo! Got Costco Amex, too! :)


frogfan12 wrote:

Yay, congratulations! It was well worth the wait and much deserved. :smileyhappy:


Thanks! It has been a LONG time coming. :smileyhappy:

 

~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*
EQ FICO 750 | TU FICO 761 (Walmart) | EX FAKO 767 | Goal: 800+

Edits, funky spacing and spelling due to my iPad not getting along with the forum editor!

Senior Contributor
Posts: 3,318
Registered: ‎05-05-2011
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Re: Woohoo! Got Costco Amex, too! :)


LS2982 wrote:
congrats!! very awesome bichon!!

Thanks! I still can't believe it. I was SO nervous standing in Costco... dreading those awful words, "they didn't approve you." I was so relieved when they said it was approved.

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EQ FICO 750 | TU FICO 761 (Walmart) | EX FAKO 767 | Goal: 800+

Edits, funky spacing and spelling due to my iPad not getting along with the forum editor!

Established Contributor
Posts: 607
Registered: ‎09-08-2011
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Re: Woohoo! Got Costco Amex, too! :)


dharalex wrote:

It is a HP, but if you are going to garden, I think it's worth it! I will be requesting one in April!


I'm sorry, I stand corrected. When I looked at my inq, I forgot I just got the BCP! Sorry...


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