Reply
Senior Contributor
Posts: 3,322
Registered: ‎05-05-2011
0

Re: Woohoo! Got Costco Amex, too! :)

Does anyone know if I might get my EX FICO since I also apped for the Costco Amex? I would *so* love to know what my EX FICO is! :smileytongue:

~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*
EQ FICO 750 | TU FICO 761 (Walmart) | EX FAKO 767 | Goal: 800+

Edits, funky spacing and spelling due to my iPad not getting along with the forum editor!

Mega Contributor
Posts: 15,442
Registered: ‎04-09-2011
0

Re: Woohoo! Got Costco Amex, too! :)

congrats!! very awesome bichon!!



Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014
Established Contributor
Posts: 872
Registered: ‎10-16-2010
0

Re: Woohoo! Got Costco Amex, too! :)

Yay, congratulations! It was well worth the wait and much deserved. :smileyhappy:


Starting Score: 760
Current Score: 716 Equifax 754 TU 736 Experian
Goal Score: 760
Moderator Emeritus
Posts: 4,875
Registered: ‎11-02-2010
0

Re: Woohoo! Got Costco Amex, too! :)


bichonmom wrote:
I had planned the Zync app when I knew that I would be going to Costco and also because Costco was having an Amex drive this week. I was hoping that my chances of approval for a revolver would be better during the Costco Amex drive. Also hoping I'll only have one HP. I'll have to pull my EX and see.

I was approved for $2k CL. It's a good starting place. It seems all my CCs (except for cap one, of course!) are at the $2000 to $2500 limit. I'm hoping to break through it this year! I'll probably ask for am Amex CLI in 61 days, but not sure. Is it a HP? NOW I'm in the garden for sure.:smileyvery-happy:

 

I just congratulated you in the Zync thread, but this bears repeating...

 

Congratulations!!!!!!!!!!


Current Scores: EQ 775 (03/04/2014), EX 756 (03/01/2014), TU 760 (03/01/2014)
Ruby Spade Garden Club Member - Last App: 03/04/2013 - No apps until 2014
Cards: Cap1 Venture 6.4k, Cap1 Quicksilver MC 1.75k, BankAmericard 1-2-3 Visa Signature - UCF Alumni Association 5k, Discover 7k, Citi Diamond Preferred MC 10.35k, Wells Fargo Rewards Visa 7k, Chase Freedom 5k, Chase Ink 7.5k, Amex Green NPSL, Dillard's Amex 7.5k, JC Penney 7.5k, Kay Jeweler's 5.1k
Moderator Emerita
Community Leader
Epic Contributor
Posts: 28,098
Registered: ‎04-01-2007
0

Re: Woohoo! Got Costco Amex, too! :)


bichonmom wrote:

Does anyone know if I might get my EX FICO since I also apped for the Costco Amex? I would *so* love to know what my EX FICO is! :smileytongue:


Normally, you would only get your score IF you were denied or got less than the advertised rate and IF AmEx used your FICO EX score.

 

My understanding is that they use a home-grown score, but I've read reports here of people getting their EX scores anyway, so fingers crossed for ya!

* Credit is a wonderful servant, but a terrible master. * Who's the boss --you or your credit?
FICO's: EQ 781 - TU 793 - EX 779 (from PSECU) - Done credit hunting; having fun with credit gardening. - EQ 590 on 5/14/2007
Senior Contributor
Posts: 3,322
Registered: ‎05-05-2011
0

Re: Woohoo! Got Costco Amex, too! :)


tinuviel wrote:

bichonmom wrote:
I had planned the Zync app when I knew that I would be going to Costco and also because Costco was having an Amex drive this week. I was hoping that my chances of approval for a revolver would be better during the Costco Amex drive. Also hoping I'll only have one HP. I'll have to pull my EX and see.

I was approved for $2k CL. It's a good starting place. It seems all my CCs (except for cap one, of course!) are at the $2000 to $2500 limit. I'm hoping to break through it this year! I'll probably ask for am Amex CLI in 61 days, but not sure. Is it a HP? NOW I'm in the garden for sure.:smileyvery-happy:

 

I just congratulated you in the Zync thread, but this bears repeating...

 

Congratulations!!!!!!!!!!


Thanks! I'm SO excited!!! :smileylol:

~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*
EQ FICO 750 | TU FICO 761 (Walmart) | EX FAKO 767 | Goal: 800+

Edits, funky spacing and spelling due to my iPad not getting along with the forum editor!

Senior Contributor
Posts: 3,322
Registered: ‎05-05-2011
0

Re: Woohoo! Got Costco Amex, too! :)


haulingthescoreup wrote:

bichonmom wrote:

Does anyone know if I might get my EX FICO since I also apped for the Costco Amex? I would *so* love to know what my EX FICO is! :smileytongue:


Normally, you would only get your score IF you were denied or got less than the advertised rate and IF AmEx used your FICO EX score.

 

My understanding is that they use a home-grown score, but I've read reports here of people getting their EX scores anyway, so fingers crossed for ya!


Okay. Thanks. I guess I'm in wait-and-see mode. It would be a nice bonus. The important part is getting approved ! :smileyvery-happy:

~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*
EQ FICO 750 | TU FICO 761 (Walmart) | EX FAKO 767 | Goal: 800+

Edits, funky spacing and spelling due to my iPad not getting along with the forum editor!

Senior Contributor
Posts: 3,322
Registered: ‎05-05-2011
0

Re: Woohoo! Got Costco Amex, too! :)


frogfan12 wrote:

Yay, congratulations! It was well worth the wait and much deserved. :smileyhappy:


Thanks! It has been a LONG time coming. :smileyhappy:

 

~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*
EQ FICO 750 | TU FICO 761 (Walmart) | EX FAKO 767 | Goal: 800+

Edits, funky spacing and spelling due to my iPad not getting along with the forum editor!

Senior Contributor
Posts: 3,322
Registered: ‎05-05-2011
0

Re: Woohoo! Got Costco Amex, too! :)


LS2982 wrote:
congrats!! very awesome bichon!!

Thanks! I still can't believe it. I was SO nervous standing in Costco... dreading those awful words, "they didn't approve you." I was so relieved when they said it was approved.

~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*
EQ FICO 750 | TU FICO 761 (Walmart) | EX FAKO 767 | Goal: 800+

Edits, funky spacing and spelling due to my iPad not getting along with the forum editor!

Established Contributor
Posts: 607
Registered: ‎09-08-2011
0

Re: Woohoo! Got Costco Amex, too! :)


dharalex wrote:

It is a HP, but if you are going to garden, I think it's worth it! I will be requesting one in April!


I'm sorry, I stand corrected. When I looked at my inq, I forgot I just got the BCP! Sorry...


Starting Score: TU:676;EQ:648 8/2011
Current Score: TU:738; EQ: 739 ;EX: 729 6/2012
Goal Score: 760


Take the FICO Fitness Challenge







Current Score: 800
Goal Score: 850

Take the FICO Fitness Challenge
Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on actual applicant approvals and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.