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Established Contributor
Andy77
Posts: 677
Registered: ‎10-02-2007
0

Word Card or Visa Signature Approval With A BK On CR...

 

Has anyone been approved for a World Card or Visa Signature with a BK on their CR?

 

If so,

 

how many years post the BK dischard did you apply?

what bank approved you?

what was your CL?

what was your Fico?

 

 

I am thinking about applying for a Citi card or Barclays card.  

In two years I will have had my citi card open for 5 years, PIF, never late..etc

My Barclays card would be 4 years old, never late, PIF

 

 

Regular Contributor
rudy0720
Posts: 220
Registered: ‎08-10-2012
0

Re: Word Card or Visa Signature Approval With A BK On CR...

Yes, I got a Citi AA Visa Signature with an 8 year old BK. I applied in May and was approved for $8500

Citi Thank You Premier Visa Signature-$9K, Citi Thank You Preferred Vis Signature-$8.3K, Citi AA Signature- 8.5K, Citi Simplicity 9.2K, Citi Diamond-6.1K, Lowes-$10K, Chase Sapphire Preferred- $ 5K, AMEX BCE $14.5K, AMEX Starwood Preferred $15K, ,AMEX Everyday-$5K, Fidelity Amex-$10K, US Bank 123 rewards Kroger-$17K, Penfed Platinum Rewards Visa Signature-$30K, Amex Delta-$10K, Barclay Arrival Plus- $10K, Penfed Travel Rewards Amex-$10K, Bank of America Cash Rewards- $14K
Established Contributor
Andy77
Posts: 677
Registered: ‎10-02-2007
0

Re: Word Card or Visa Signature Approval With A BK On CR...

 

It is really interesting how Citi looks at BK's...I have had my citi card since Sept 2009, PIF, never late and I cannot get an increse...

My bk was discharged in Sept 2009

 

Reasons for denial of increase:

 

Collection or public record on CR

Too many inquiries...this I can fix

 

I guess after 8 years they don't really consider the BK as relavent anymore

Established Contributor
bamagirl1
Posts: 1,045
Registered: ‎12-30-2007
0

Re: Word Card or Visa Signature Approval With A BK On CR...

HI! I have just been approved for Citi AAdvantage for $13,000 with a 8 yo BK and I was approved for Chase Freedom Signature a few months ago with a $9000 limit..

~01/2008 Ficos TU 571-EX 647-EQ 652~
~3/21/2009 Ficos TU 705 EX 702 EQ 692~
~9/9/09 Ficos TU 718 EQ 693 EX???
~06/25/12 Ficos TU 719 EQ 677 EX??

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