10-07-2010 08:59 PM
WFNNB is not bankruptcy friendly. If you have a bk on your credit report, they will not approve you.regardless of re-established credit or score. CSR confirmed this.
10-08-2010 02:03 PM
Before you apply for anymore cards, be sure to do a search for BK friendly cards, there is a thread and usually at least one thread for each bank on this info.
The 2 posts I see from this morning from you are both banks that are well documented to not be BK friendly, so they are wasted inq.
07-28-2011 07:46 AM
WFNB will give credit cards to people with Bk. I applied and they denied me and I have a Bk. 7 but my cousin applied and she filed Bk. 7 a couple of months before I did and she has not been out of Bk. 7 long and she has 2 accounts with WFNB. I guess they pick and choose who they want to have account with them and she put them in her bankruptcy too.
07-28-2011 08:39 AM
07-28-2011 04:51 PM
I have one WFNNB account. They were one of first approvals for unsecured credit in my rebuilding. I was pleased that they just raised limit from $500 to $800 after a year.
One thing I don't like. They only generate a statement if you have a balance on a card. If you charge something and pay it off before statement closing, there is no statement generated. I like to have a record of all charges and payments.
08-02-2011 06:58 AM
Speaking of WFNNB....
Does anyone have a number for their branch through American TV?
Was denied for a couple things that I have since cleaned up....
08-02-2011 03:11 PM
Im not liking this bank at all. Refuse to approve me for a store card when i got approved for 2 HSBC cards, Cap1 rewards, 2 GEMB cards. WTH!?!?!?!?! Is there a backdoor number for them?
Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
* For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While myFICO always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.