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Frequent Contributor
L-TWT
Posts: 373
Registered: ‎12-18-2011
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Re: World MC with CL < 5000


ezdoesit wrote:

Wanderer wrote:

Follow you on that. About the time they catch-up, the world changes. Not sure why? Also, I did add the EMV Chip.


I guess the only good benefit is the quarterly 5% the only problem is that it never seems to have categories that I like.  Except Q4.  I might run close to my yearly limit on it.


is that its free :smileyhappy:

the whole excitement/novelty with 5% category cards have become so BLUH to me

but i will be using this Q4 to buy my PS4

wallet: citi double cash; capital one venture

Established Member
nash2vic
Posts: 23
Registered: ‎11-15-2012
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Re: World MC with CL < 5000

I have my Chase Ink WMC with $2000 initial CL and Citi AA WMC with $3200 CL.
Is there any way I can upgrade my cards to WEMC?

Starting Score: 660
Current Score: EX FAKO 799 (Credit.com), TU FICO (Discover) 757 (4/19/14), TU MYFICO 738, EQ ?
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Amazon 3500 - PayPal Credit 6000 - Discover IT 9000 - AMEX TE 2000 - AMEX BCE 2000 - CITI TY 6000 - CITI Simplicity - 5900 - Chase Freedom 5800 - Chase Amazon 1700 - Macys 1000 - Cap 1 4000 - CITI Shell 1200 - Chase INK 2000 - CSP 10800 - BofA Cash 5000
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CreditScholar
Posts: 2,300
Registered: ‎01-22-2012
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Re: World MC with CL < 5000


navigatethis12 wrote:
So it appears World/World Elite Mastercard and Visa Signature has lost any little prestige they had left. These are supposed to be the top cards in the United States and they just let banks throw them at anyone. 5000 is really not that high and they should really raise it to 25,000 or something that requires a lot more to be worthy of.

+1. My feelings exactly, but this isn't going to happen since they're making too much extra money off the higher swipe fees. Regardless of what people say, the only card that is truly impossible for most people to attain is the centurion. Everything else is fairly easy to obtain, and even the palladium is doable for many with some planning and patience.

FICOs: EX: 826, EQ: 817, TU: 810
Bank of America Privileges with Travel Rewards Visa Signature - $23,200 CL
Chase Sapphire Preferred Visa Signature - $12,700 CL
Chase United MileagePlus Club World Elite MasterCard - $26,500 CL
Citibank American Airlines Executive World Elite MasterCard - $22,500 CL
J.P. Morgan Ritz Carlton Visa Signature - $23,500 CL
Regular Contributor
vagrants
Posts: 150
Registered: ‎02-13-2013
0

Re: World MC with CL < 5000

[ Edited ]

nash2vic wrote:
I have my Chase Ink WMC with $2000 initial CL and Citi AA WMC with $3200 CL.
Is there any way I can upgrade my cards to WEMC?

I don't have Citi AA so don't know much...is your Ink new ones or old ones?

 

Old: 7,500/ $25,000, 15,000/$50,000, 25,000/$100,000 bonus for spending.

New: 5x2x1

AMEX CashRebate, AMEX Blue Cash, AMEX BCP, Barclay Sallie Mae Plat MC, Capital One QuickSilver VISA Sig, Capital One QuickSilver World MC (no AF), Chase Freedom World MC, Chase Freedom VISA Sig, Chase Ink Bold World Elite MC, Citi Dividend AMEX/World MC; Citi Hilton VISA Sig, Discover More, Fidelity AMEX, MyPoints Rewards VISA, US Bank Cash+ VISA Sig(1), US Bank Cash+ VISA Sig(2)
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Super Contributor
ArmyVietVet
Posts: 5,882
Registered: ‎10-03-2008
0

Re: World MC with CL < 5000

Remember back when there was standard and then gold bank cards. Along came Platinum and it goes on from there. I had $57,500 CL with MBNA America with a Platinum Card (before the credit meltdown and they were absorbed by BofA). Things changed and as has been stated, standards seem to have changed. Started with a Citi Bank Gold Visa Card and a $5,000 CL in 1973 which was a real big deal then.


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Valued Contributor
mxp114
Posts: 1,381
Registered: ‎09-01-2011
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Re: World MC with CL < 5000

Yeah but this is the trend, devalue the current top tier as they prepare to introduce the next one. I'm curious if Visa will launch Infinite here or introduce a new product name for it and what will the new MasterCard be called? Hmm :smileywink:

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09Lexie
Posts: 26,659
Registered: ‎09-13-2012
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Re: World MC with CL < 5000

Those were the days! I remember getting my first 'Gold' card with BoA in 1987.... I thought I had made it :smileylol:
Super Contributor
longtimelurker
Posts: 8,205
Registered: ‎04-22-2013
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Re: World MC with CL < 5000


09Lexie wrote:
Those were the days! I remember getting my first 'Gold' card with BoA in 1987.... I thought I had made it :smileylol:

You did make it!  A mere 26 years later, you are a community leader on MyFico.  Who would have predicted that then (well, the WWW wasn't invented until a few years after, so might have been hard to predict).

Moderator
09Lexie
Posts: 26,659
Registered: ‎09-13-2012
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Re: World MC with CL < 5000

Super Contributor
longtimelurker
Posts: 8,205
Registered: ‎04-22-2013
0

Re: World MC with CL < 5000


09Lexie wrote:
@longtimelurker

:smileylol:

True!

Actually, I got my first gold MC around that time (I had the gold Amex a bit earlier, but closed it).  The REALLY kewl thing was that the card was a REWARD card, that gave 1% back ON EVERY PURCHASE!!!! (Not enough capital letters or exclamation marks to express my joy).  So, practically the king of high finance....


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