09-23-2013 04:49 PM
Follow you on that. About the time they catch-up, the world changes. Not sure why? Also, I did add the EMV Chip.
I guess the only good benefit is the quarterly 5% the only problem is that it never seems to have categories that I like. Except Q4. I might run close to my yearly limit on it.
is that its free
the whole excitement/novelty with 5% category cards have become so BLUH to me
but i will be using this Q4 to buy my PS4
09-23-2013 04:57 PM
09-23-2013 06:57 PM
So it appears World/World Elite Mastercard and Visa Signature has lost any little prestige they had left. These are supposed to be the top cards in the United States and they just let banks throw them at anyone. 5000 is really not that high and they should really raise it to 25,000 or something that requires a lot more to be worthy of.
+1. My feelings exactly, but this isn't going to happen since they're making too much extra money off the higher swipe fees. Regardless of what people say, the only card that is truly impossible for most people to attain is the centurion. Everything else is fairly easy to obtain, and even the palladium is doable for many with some planning and patience.
09-23-2013 07:15 PM - edited 09-23-2013 07:17 PM
I have my Chase Ink WMC with $2000 initial CL and Citi AA WMC with $3200 CL.
Is there any way I can upgrade my cards to WEMC?
I don't have Citi AA so don't know much...is your Ink new ones or old ones?
Old: 7,500/ $25,000, 15,000/$50,000, 25,000/$100,000 bonus for spending.
10-24-2013 10:36 AM
10-24-2013 10:46 AM
Yeah but this is the trend, devalue the current top tier as they prepare to introduce the next one. I'm curious if Visa will launch Infinite here or introduce a new product name for it and what will the new MasterCard be called? Hmm
10-24-2013 11:12 AM
10-24-2013 11:46 AM
Those were the days! I remember getting my first 'Gold' card with BoA in 1987.... I thought I had made it
You did make it! A mere 26 years later, you are a community leader on MyFico. Who would have predicted that then (well, the WWW wasn't invented until a few years after, so might have been hard to predict).
10-24-2013 12:10 PM
Actually, I got my first gold MC around that time (I had the gold Amex a bit earlier, but closed it). The REALLY kewl thing was that the card was a REWARD card, that gave 1% back ON EVERY PURCHASE!!!! (Not enough capital letters or exclamation marks to express my joy). So, practically the king of high finance....
Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.† Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
* For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While myFICO always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.