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Established Member
saggy1
Posts: 50
Registered: ‎07-26-2012

World MasterCard VS Visa Signature

Any differences really? Which one would you prefer and why?

Established Contributor
Koop10010
Posts: 731
Registered: ‎02-15-2012

Re: World MasterCard VS Visa Signature

I think Visa Signature generally has better benefits than World MasterCard, but it can vary by card.  From what I can tell, the Visa Sig and World MC Chase Sapphire Preferred are pretty much identical in terms of side benefits.  I opted for a MC version so I could use it at Sam's Club.

FICOs (2/24/12): EX 752, EQ 740
Chase Sapphire Preferred, Freedom; American Express PR Gold, Blue Cash Everyday
Established Member
saggy1
Posts: 50
Registered: ‎07-26-2012

Re: World MasterCard VS Visa Signature

My csp is MC too. Never had an MC though. That is why I applied. There was no real good reason behind it.

Valued Contributor
jsucool76
Posts: 2,770
Registered: ‎12-11-2011

Re: World MasterCard VS Visa Signature


saggy1 wrote:

My csp is MC too. Never had an MC though. That is why I applied. There was no real good reason behind it.


World elite mastercard is more on par with visa sig. but in world MC vs visa sig visa sig would win from what I've read on here. 

Wallet: Capital One Cash Rewards 3500CL, Wells Fargo Cash Back College Visa: 900CL, Paypal Smart Connect: 1286CL, Walmart Discover: 2000CL, UPromise Mastercard: 1000CL, Chase Slate: 500CL, Discover IT: 2000CL, Citi Forward: 1500CL, Bank Of America Student Travel Rewards: 700CL
Valued Contributor
CreditScholar
Posts: 2,300
Registered: ‎01-22-2012

Re: World MasterCard VS Visa Signature

[ Edited ]
They're mostly similar, but world mastercard is inferior to visa signature because it's missing a couple of key benefits. The most noticeable one is 24/7 concierge, which the signature has but the world mc does not. The world elite mastercard is better than visa signature for extra benefits such as access to virtuoso and a huge assortment of travel-related benefits. In short world elite > signature > world. You can read about the world elite benefits here http://www.mastercard.us/credit-card-world-elite.html
FICOs: EX: 826, EQ: 817, TU: 810
Bank of America Privileges with Travel Rewards Visa Signature - $23,200 CL
Chase Sapphire Preferred Visa Signature - $12,700 CL
Chase United MileagePlus Club World Elite MasterCard - $26,500 CL
Citibank American Airlines Executive World Elite MasterCard - $22,500 CL
J.P. Morgan Ritz Carlton Visa Signature - $23,500 CL
Established Contributor
Koop10010
Posts: 731
Registered: ‎02-15-2012

Re: World MasterCard VS Visa Signature

That's interesting, in the paperwork with my Sapphire card it says I have access to a concierge service by calling 1-800-MC-ASSIST, which is the number for MasterCard's.  But, the card is clearly a World MasterCard, not World Elite.  I haven't used it yet, but it seems atleast some regular World MasterCards have access to the concierge.

FICOs (2/24/12): EX 752, EQ 740
Chase Sapphire Preferred, Freedom; American Express PR Gold, Blue Cash Everyday
Established Member
saggy1
Posts: 50
Registered: ‎07-26-2012

Re: World MasterCard VS Visa Signature

My "benefits" guide clearly states 24/7 concierge too. I have the MC CSP as well.

 

Valued Contributor
CreditScholar
Posts: 2,300
Registered: ‎01-22-2012

Re: World MasterCard VS Visa Signature


Koop10010 wrote:

That's interesting, in the paperwork with my Sapphire card it says I have access to a concierge service by calling 1-800-MC-ASSIST, which is the number for MasterCard's.  But, the card is clearly a World MasterCard, not World Elite.  I haven't used it yet, but it seems atleast some regular World MasterCards have access to the concierge.


I could be wrong then. I know world mc has stuff like master assist and mastertravel plus, but those aren't the same as your traditional concierge that deal special requests. Maybe world mc added it too? I'm really not sure.
FICOs: EX: 826, EQ: 817, TU: 810
Bank of America Privileges with Travel Rewards Visa Signature - $23,200 CL
Chase Sapphire Preferred Visa Signature - $12,700 CL
Chase United MileagePlus Club World Elite MasterCard - $26,500 CL
Citibank American Airlines Executive World Elite MasterCard - $22,500 CL
J.P. Morgan Ritz Carlton Visa Signature - $23,500 CL
Established Contributor
Koop10010
Posts: 731
Registered: ‎02-15-2012

Re: World MasterCard VS Visa Signature

Based on the MasterCard website, concierge doesn't seem to be a standard benefit for the World MasterCard.  I'm not sure, but I'd wager that it's not standard for all World MasterCards, but can be added on for certain ones.

 

Has anyone here ever used the MasterCard concierge?  I see a lot of comparisons between Visa and Amex concierge, but MC's is rarely mentioned, is it in the same league?

FICOs (2/24/12): EX 752, EQ 740
Chase Sapphire Preferred, Freedom; American Express PR Gold, Blue Cash Everyday
Valued Contributor
CreditScholar
Posts: 2,300
Registered: ‎01-22-2012

Re: World MasterCard VS Visa Signature


Koop10010 wrote:

Based on the MasterCard website, concierge doesn't seem to be a standard benefit for the World MasterCard.  I'm not sure, but I'd wager that it's not standard for all World MasterCards, but can be added on for certain ones.

 

Has anyone here ever used the MasterCard concierge?  I see a lot of comparisons between Visa and Amex concierge, but MC's is rarely mentioned, is it in the same league?


+1. it might be something specifically for your CSP. If you're Chase, it's hard to offer 2 versions of the same product if one is noticeably inferior. Perhaps they added this to make it so that CSP mc holders weren't missing out on something? I've used the visa concierge twice and they've been immensely helpful. I'm curious about peoples experiences as well. Also has anyone had experience using the JPM concierge?
FICOs: EX: 826, EQ: 817, TU: 810
Bank of America Privileges with Travel Rewards Visa Signature - $23,200 CL
Chase Sapphire Preferred Visa Signature - $12,700 CL
Chase United MileagePlus Club World Elite MasterCard - $26,500 CL
Citibank American Airlines Executive World Elite MasterCard - $22,500 CL
J.P. Morgan Ritz Carlton Visa Signature - $23,500 CL

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