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Regular Contributor
Tommy5746
Posts: 440
Registered: ‎02-08-2012
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Worst Credit Cards Known To Exist!?

So, what do you guys think are the worst credit card out there now? We all know that subprime and rebuiler cards are a no brainer when trying to choose the worst card.. But what about the worst PRIME credit card? Just because a credit card is prime doesnt mean its a good one! So what do you guys think is the worst prime credit card too??

Goal: 700 and an Amex Card!

Chicks Dig Guys With Good Credit :smileyhappy:
Established Contributor
cashnocredit
Posts: 1,030
Registered: ‎07-18-2009
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Re: Worst Credit Cards Known To Exist!?


Tommy5746 wrote:

So, what do you guys think are the worst credit card out there now? We all know that subprime and rebuiler cards are a no brainer when trying to choose the worst card.. But what about the worst PRIME credit card? Just because a credit card is prime doesnt mean its a good one! So what do you guys think is the worst prime credit card too??


Probably the card Citi graduated my secured card to. Essentially no rewards and a $29 AF. It did have a 25k CL left over from when it was secured so I guess it was "prime."  OTOH, I did PC it to a world elite AA exec card.  Stiff AF but good bennies if you fly AA frequently.

 

 

I have reestablished credit over the last couple years
so my moniker is, well, rather out of date.

WM Discover $1800, WF Plat 12k, Chase Freedom Siggy15k, Amex Plat (60k H/B), Citi AA EWMC 25k
Super Contributor
CS800
Posts: 6,552
Registered: ‎04-07-2008
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Re: Worst Credit Cards Known To Exist!?

I vote First Premier




New Contributor
mrcrush20
Posts: 113
Registered: ‎05-06-2012
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Re: Worst Credit Cards Known To Exist!?

any prime captial one ? no CIL wiht out act of God ?






Moderator
Revelate
Posts: 9,732
Registered: ‎12-30-2011
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Re: Worst Credit Cards Known To Exist!?

[ Edited ]

Ooops didn't read full post beyond the topic.  Should edit that to reflect your message :smileyhappy:

 

Depends on your needs, but my vote would be for an AF carrying, low-interest rate card as I PIF anyway when I'm fully employed.  As a disclaimer, I think prime is a laughable term to apply to anything outside of describing FICO tiers, however much I've been guilty of in the past of doing that admittedly.

 

 

Starting Score: EQ 561, TU 567, EX 599* (12/30/11, EX lender pull 12/29/11)
Current Score: EQ 04 673, EQ 8 707, TU 720, EX 702* (09/02/14, EX older)
Goal Score: 700 on EQ '04 (01/01/15)


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Established Contributor
flowfaster
Posts: 787
Registered: ‎08-30-2011
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Re: Worst Credit Cards Known To Exist!?

OK here is a list of some of the worst "prime" cards.  Guys this is just IMO so go easy but I fully plan to get flamed anyway.

 

Amex Green

Amex Gold

Citi Thank You Premier

Visa Black Card

...

 

Amex BCP/BC/Zync - Amex Business GR - Barclays NFL Visa Sig 49ers/Arrival - BoA BBR - Cap 1 Quicksilver - Citi Forward/Preferred - Chase Amazon/Freedom/Ink Plus - Discover IT - Fidelity Amex - GECRB Amazon/Walmart - PenFed PRV - Target - USAA Amex - US Bank CASH+/Club Carlson
Established Contributor
Koop10010
Posts: 731
Registered: ‎02-15-2012
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Re: Worst Credit Cards Known To Exist!?

+1 to the Visa Black Card.

FICOs (2/24/12): EX 752, EQ 740
Chase Sapphire Preferred, Freedom; American Express PR Gold, Blue Cash Everyday
Regular Contributor
Tommy5746
Posts: 440
Registered: ‎02-08-2012
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Re: Worst Credit Cards Known To Exist!?


Koop10010 wrote:

+1 to the Visa Black Card.


+1 again.. the visa black card by Barclays is a JOKE..

Goal: 700 and an Amex Card!

Chicks Dig Guys With Good Credit :smileyhappy:
Established Contributor
Exonumist
Posts: 611
Registered: ‎07-03-2012
0

Re: Worst Credit Cards Known To Exist!?

Another one for the Visa Black card. I completely disagree about Green, Gold, and Thank You Premier though... The annual fees are the only bad thing about them and in most cases justifiable. IMO


Valued Contributor
RockinRay
Posts: 1,947
Registered: ‎08-13-2007
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Re: Worst Credit Cards Known To Exist!?


CS800 wrote:

I vote First Premier


+ 1

Ray

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