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Worth a HP?

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Justin93
Established Member

Worth a HP?

Hey everyone... Quick rundown.. I discharged from a chap 7 bk in June of 2013. I applied for a secured card with NFCU in July and was approved. I have followed a tight plan and got an unsecured card with NFCU in Dec 2013. After six months, I requested a CLI with NFCU for the unsecured and was approved for 5500. My Secured card just graducated and was given a CL of 1000. My question is should I request another CLI for this second card? Any advice?

 

Thanks for any insight!

 

Justin

BK discharged 06/13 Eq 585, Trans - 564 (May '14 648,632)
Barclay Rewards card - $2500 CL (Opened Dec 2013)
NFCU Cash rewards - $5000 CL (Opened Dec 2013)
NFCU secured - $500 CL (Opened June 2013)
Fingerhut $400 CL (Opened Oct 2013)
Victoria Secret $500 CL (Opened Nov 2013)
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1 REPLY 1
Anonymous
Not applicable

Re: Worth a HP?

If you wanna build credit I would consider using that HP to get a card from a different issuer. That will allow you to get more than one credit reference, assuming that's all you got now. 

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