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Frequent Contributor
JPersat
Posts: 299
Registered: ‎05-28-2012
0

Worth a recon?

Got an email from amazon as to why my store card app was declined..too many inquiries on TU. There were 12 at time of app, 7 were from the mortgage process we were going thru, and three of the other five were over 1yr old.

They're all explainable, but is an amazon store card worth it?


Starting Score: 492 02/12
Current Score: TU: 668 (FICO), EQ: 668 (FICO). EX: 651(lender pull 9/27/12)
Goal Score: 660



Established Member
Iamvee
Posts: 16
Registered: ‎07-10-2012
0

Re: Worth a recon?

[ Edited ]

If it's worth applying for and recieve a hard inquiry then it's worth a shot at a recon.

Fico score: TU: 684 Date 8/8/2012 EQ : 647 Date 8/25/2012
EX: 651 Date 7/21/2012
Wallet: CAP one: 300 // AMEX Zync: 500
Garden since 8/18/12
Goal: 750 across the board

Frequent Contributor
somnipotent
Posts: 367
Registered: ‎06-02-2008
0

Re: Worth a recon?

Always recon!!


AmEx PRG (NPSL) | AmEx Costco ($8.2K) | AmEx Delta Gold ($19.3K) | AmEx BCE ($5K) | Chase United Explorer ($10K) | Chase Sapphire Preferred ($7.5K) | Chase Freedom ($8.2K) | Discover it ($3K) | Capital One Quicksilver ($2.5K) | PayPal Extras ($2.5K) | Lowes ($3.3K) | Walmart ($4.3K) | Amazon ($2.5K) | Restoration Hardware ($8.8K) | Crate & Barrel ($8.3K)
--
Homeowner since 05/29/13
Established Contributor
corymcd88
Posts: 837
Registered: ‎12-12-2011
0

Re: Worth a recon?


JPersat wrote:
Got an email from amazon as to why my store card app was declined..too many inquiries on TU. There were 12 at time of app, 7 were from the mortgage process we were going thru, and three of the other five were over 1yr old.

They're all explainable, but is an amazon store card worth it?


Did you apply for the Chase Visa or the GE Store Card.

 

Walmart / SYNCB - 3,300/7,500, JCP MasterCard / SYNCB - 4,000, Dillard's / SYNCB - 3,000, Amazon / SYNCB - 1,500, Chevron / SYNCB - 1,000, Belk / SYNCB - 3,000, Aeromexico Visa / US Bank - 300, Capital One - 500/1,700, Bank Of America 123 Cash Back - 2,500, Wells Fargo - 300, AMEX ZYNC - NPSL, AMEX Green Card - NPSL, AMEX Hilton HHonours - 2,000, USAA AMEX - 250, PenFed Platinum Rewards Visa Signature - 18,400, PenFed Travel Rewards AMEX - 5,000.
Regular Contributor
Tommy5746
Posts: 440
Registered: ‎02-08-2012
0

Re: Worth a recon?

its always worth a recon my friend lol

Goal: 700 and an Amex Card!

Chicks Dig Guys With Good Credit :smileyhappy:
Established Contributor
SwiftTone
Posts: 1,024
Registered: ‎02-27-2012
0

Re: Worth a recon?


JPersat wrote:
Got an email from amazon as to why my store card app was declined..too many inquiries on TU. There were 12 at time of app, 7 were from the mortgage process we were going thru, and three of the other five were over 1yr old.

They're all explainable, but is an amazon store card worth it?



Your situation is def worth a recon.
BCE: $0/$11,200, CSP: $0/$6500, Chase Priority Club: $0/$3500, Freedom: $0/$5000, Barclays NFL: $0/$7000 Discover: $0/$10,000, Citi Dividend: $0/$3500

EQ FICO - 742
TU FICO - 734
EX FICO(AMEX) - 712
Senior Contributor
youngandcreditwrthy
Posts: 6,211
Registered: ‎08-16-2012
0

Re: Worth a recon?

Recon, esp if it's the Amason Visa!!
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| Wmt Discover $12.5k | BR Visa $12.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Arrival $12.7k | Smile Gen $7.25k | Dillard's $5k| West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Established Contributor
migliogiorni
Posts: 657
Registered: ‎06-27-2012
0

Re: Worth a recon?

+1 !!!

 

BOA: 8.9k
CSP: 5k
Discover: 5k
Citi TY Preferd: 5k
Wally: 5k
JCP: 4.9k
citiForward: 4.7k
ChaseFreedom: 4.5k
DFS: 2k
Blogger
HiLine
Posts: 2,906
Registered: ‎10-19-2012
0

Re: Worth a recon?

It takes you about 5 minutes. At worst, you lose 5 minutes of your lifetime. At best, you get your card application approved right away without much talking. 

Regular Contributor
kwazziee
Posts: 148
Registered: ‎09-26-2011
0

Re: Worth a recon?

+1 Already took a HP, why not? Nothing to loose.


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