So its done. No going back now.
It feels very good tonight to not have that horrid exceedingly high interest eating at me tonight.
So I refuse to check my credit score next month as by the time my cap 1 reports I will only have it paid down to about 80% and the hit will make me want to cry. BUT based on my personal repayment plan I shold be back down to about 20% by the time cap 1 reports in June. And back to 0 before July reports. 
Earlier if some extra money I am expecting comes in early but I am not counting on it. So it will be nice an extra 300 bucks a month to apply to savings for building up a home down payment. thats another 3000 I like the sound of that!
I am going to live vicariously thru everyone the next 2 months as I will be on ramen a night budget.
Congrats on the smart move financially.
I think statistically speaking you are now less likely to default on a debt. So, it seems FICO is a bit inaccurate in that regard.
Good move. Just wear blinders for a month until you get your util down. 😃