cancel
Showing results for 
Search instead for 
Did you mean: 

Would AMEX PRG fit my spending pattern?

tag
danielodonoll
New Contributor

Re: Would AMEX PRG fit my spending pattern?

LS the one you already use is the best you can find right now
Plus you have all the cards on good rotation
Citi Bank X2/ 29k-USAA Amex/Mastercard 24k-PP Mastercard 20k_
WMDiscover 20k-PenFed X2/15k
Current Fico/EQ-765
Garden Time Day- 10
Remaining Days-170
Message 21 of 25
LS2982
Mega Contributor

Re: Would AMEX PRG fit my spending pattern?


@danielodonoll wrote:
LS the one you already use is the best you can find right now
Plus you have all the cards on good rotation

Yea but as much money as I put in that AMEX I feel like I can get way more points PC'ing it then keep charging on it.

 

I think it would be a good look for a year then go for a revolver. Its a shame because I really like my Unicorn card and wish I could keep it.




EQ FICO 548 3/3/16
Message 22 of 25
danielodonoll
New Contributor

Re: Would AMEX PRG fit my spending pattern?

Then go for it,see how it works out for you.
Citi Bank X2/ 29k-USAA Amex/Mastercard 24k-PP Mastercard 20k_
WMDiscover 20k-PenFed X2/15k
Current Fico/EQ-765
Garden Time Day- 10
Remaining Days-170
Message 23 of 25
LS2982
Mega Contributor

Re: Would AMEX PRG fit my spending pattern?

Does anyone know if they check credit for a PC?




EQ FICO 548 3/3/16
Message 24 of 25
Open123
Super Contributor

Re: Would AMEX PRG fit my spending pattern?


@LS2982 wrote:

Does anyone know if they check credit for a PC?


No, not for a product change.

 

Amex doesn't allow PCs from a charge to a revolver, so I assume you'd have to PC to a charge.  While they likely won't give you the sign up bonus on the PRG, you can mention that instead of applying for a "new" PRG for the fee waiver and bonus, if you could PC and just have the first year "courtesy fee adjustment" instead.  

 

Good luck!

Message 25 of 25
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.