cancel
Showing results for 
Search instead for 
Did you mean: 

Would Amex call my bank

tag
red259
Super Contributor

Re: Would Amex call my bank


@kroberts67 wrote:

@gdale6 wrote:

Just put your expenses on the card to meet the spend then pay it off as soon as they post if you want to app for a new card, if you are putting expenses on the card that you cant pay off immediately I would think twice about doing so.


I'm sorry, but what does "meet the spend" mean?  Smiley Embarassed


 To "meet the spend" usually means to spend enough to satisfy the spending requirements on a new card to get the signup bonus. 

;
Starting Score: EQ: 714, TU 684
Current Score: EQ: 725 7/30/13, TU 684 6/2013, Exp 828 5/2018, Last App 8/5/17
Goal Score: 800 (Achieved!) In garden until Sepetember 2019
Message 11 of 19
red259
Super Contributor

Re: Would Amex call my bank

Just to update the thread with the results. The payment posted this morning and I applied for a 3x CLI and got the full amount taking me from 5.7k to 17.1k! Now its time to prepare for my citi american executive app and roll the dice. 

;
Starting Score: EQ: 714, TU 684
Current Score: EQ: 725 7/30/13, TU 684 6/2013, Exp 828 5/2018, Last App 8/5/17
Goal Score: 800 (Achieved!) In garden until Sepetember 2019
Message 12 of 19
Anonymous
Not applicable

Re: Would Amex call my bank

red259 - WOW! What a CLI!
Message 13 of 19
09Lexie
Moderator Emerita

Re: Would Amex call my bank


@red259 wrote:

Just to update the thread with the results. The payment posted this morning and I applied for a 3x CLI and got the full amount taking me from 5.7k to 17.1k! Now its time to prepare for my citi american executive app and roll the dice. 


Good for you!

 

 

Message 14 of 19
Smooth954
Regular Contributor

Re: Would Amex call my bank

Nice patience is a virtue although I don't think the outcome would of differ either way. 

Myfico (7/16/14): EQ:736, EX:678(Prosper 7/16/14), TU:691(5/29/14)
Wallet:


Message 15 of 19
clocktick
Valued Contributor

Re: Would Amex call my bank

Nice CLI!  It's interesting...when I pay my Amex it reflects immediately, before I even log off.  Did you push it through your bank?

11/30/08 TU 648 EX 672 EQ 656 SEPT 2014 TU 787 EX 789 EQ ???
Amex BCP $24.1K/Clear $8.5- Sallie Mae $27.5 -Cap One QS $7.5 - Chase Freedom $7.5/United $5k/CSP $20k/Ink- Citi DP $9.5/Dividend $13k/HHHx2 $15k/16.4/Reserve $4.5k Best Buy $1940 HD $1701- Discover IT $15k - Elan $8k GEMB Lowes $20k - Macy's $2k - Kohl's $800




Starting Score: 648
Current Score: 736
Goal Score: 765


Take the FICO Fitness Challenge

Message 16 of 19
red259
Super Contributor

Re: Would Amex call my bank


@clocktick wrote:

Nice CLI!  It's interesting...when I pay my Amex it reflects immediately, before I even log off.  Did you push it through your bank?


I did a pull payment as a push payment will take longer to show up in the amex computer. When I made the payment it immediately freed up my entire balance on my credit card, but the payment itself did not show on my account page until the following day. 

;
Starting Score: EQ: 714, TU 684
Current Score: EQ: 725 7/30/13, TU 684 6/2013, Exp 828 5/2018, Last App 8/5/17
Goal Score: 800 (Achieved!) In garden until Sepetember 2019
Message 17 of 19
red259
Super Contributor

Re: Would Amex call my bank


@Smooth954 wrote:

Nice patience is a virtue although I don't think the outcome would of differ either way. 


Your probably right, but I figured why take the chance? I like to do everything I can to maximize my chances before making a move. 

;
Starting Score: EQ: 714, TU 684
Current Score: EQ: 725 7/30/13, TU 684 6/2013, Exp 828 5/2018, Last App 8/5/17
Goal Score: 800 (Achieved!) In garden until Sepetember 2019
Message 18 of 19
kroberts67
Established Contributor

Re: Would Amex call my bank


@red259 wrote:

@kroberts67 wrote:

@gdale6 wrote:

Just put your expenses on the card to meet the spend then pay it off as soon as they post if you want to app for a new card, if you are putting expenses on the card that you cant pay off immediately I would think twice about doing so.


I'm sorry, but what does "meet the spend" mean?  Smiley Embarassed


 To "meet the spend" usually means to spend enough to satisfy the spending requirements on a new card to get the signup bonus. 


Ah thanks!  And ocngrats on your CLI!  My big nervewracking day is coming up next week.  Smiley Very Happy

FICO: EQ 814 | TU 847 | EX ? (Started in the low 500's... you can do it!)

Amex BCE $25000, Amex AP $20000, SFFCU Visa $15000 + LOC $5000, USAA Amex $6000, USAA MC $7000, Cap1 $9500, Freedom $12000, Slate $500, Barclays "RIP" SM $11500, USBank Cash+ $12500, Citi Diamond $11200, Citi Double Cash $12000, Care Credit $13500k.
My Credit Repair Journey
Message 19 of 19
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.